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Make purchases and withdraw money anywhere in the world

Accepted worldwide, the Mastercard Gold credit card is ideal for online and in-store purchases, and for withdrawing cash when travelling.

Here’s an overview of some of the services it includes:

Travel insurance and purchase protection

When using your Mastercard Gold in Luxembourg or abroad, you benefit from insurance and assistance for you and your family wherever you are. Here’s an overview of some of the services it includes:

  • travel carefree, thanks to the following insurance coverage:
    • trip cancellation or curtailment costs;
    • delayed departure;
    • lost or delayed baggage.
  • feel secure wherever you are thanks to our assistance services. These services include 24/7 guaranteed emergency support while travelling abroad:
    • upfront payment of hospital expenses;
    • repatriation;
    • early return.
  • make secure online payments and in-store purchases worldwide thanks to dedicated insurance:
    • items lost on delivery;
    • non-compliant or accidentally damaged items.

See the following for information about the conditions of use, limits and insurance and assistance services:

In case of need, all you have to do is call the phone number on the back of your card.

Benefit from extensive home insurance coverage

In the event of an incident at home, you can count on Home Emergency, a 24/7 assistance service included with your Mastercard Gold.

It protects you against accidental damage related to plumbing, electricity, windows and locks.

Make life easier with deferred payments

Payments made using your Mastercard Gold are deferred. This means that at the end of every period, the total amount spent in that period is taken out of your current account.

In practice

Femme en train de telephoner

While on a business trip in New York, Katherine learns that her partner Nicolas has locked himself out of their flat. Thanks to the Home Emergency service offered with her Mastercard Gold card, they received hassle-free emergency assistance: Nicolas was able to get back into their apartment, taking a weight off Katherine’s mind.

To benefit from the full range of Mastercard assistance, you just need to hold one of these cards.

Did you know?

When travelling abroad, you can take money out under the same conditions as in Luxembourg* by using your Mastercard Gold at ATMs on the following networks: 

  • BNP Paribas Global Network;
  • global Alliance network (including several major global banks).

52,000 ATMs in over 50 countries offer this exclusive service to BNP Paribas customers.

*See applicable rates – excluding foreign exchange fee.

Change your Mastercard Gold card limit

Planning to go on holiday or spend more than anticipated?

You can instantly increase your credit card limit if needed. It just takes a few clicks on the Web Banking site or app.

Looking for more comprehensive insurance and assistance guarantees? Discover our Mastercard Platinum and Mastercard Elite credit cards today.

Contactless payments: easy, fast and secure

Pay in next to no time! All BGL BNP Paribas credit and debit cards now offer contactless payments.

This technology enables cardholders to make purchases without having to insert the card into the machine.

In Luxembourg, you can use your contactless bank card for any amount. For purchases of less than EUR 25, no PIN code is required (up to a maximum total amount of EUR 100). For larger transactions, you’ll need to enter your usual PIN code.

Offer subject to terms and conditions and approval of your application by the bank.

Frequently asked questions

  • icone faq question What is a credit card?

    A credit card is a payment method tied to your bank account. You can use it to make transactions during a given period, after which the total amount spent on the card will be fully or partially debited from your account.

    If you choose to pay in full, no interest will be applied to the amount spent, i.e. the payment is simply deferred.

    If you choose to make a partial payment, the minimum amount debited will be 10% of the total amount spent. Interest will be applied, and the total amount is paid in instalments over a longer period, i.e. the payment is staggered.

    Credit cards are a widely accepted means of payment, and are extremely handy for making purchases online and abroad.

  • icone faq question Do I still need a debit card if I already have a credit card?

    Do I still need a debit card if I already have a credit card?

    If you prefer payments to be debited directly from your account, use your V PAY debit card. However, if you want to defer your expenses and pay them off in one go, opt for our credit card range.

    For ATM withdrawals, we suggest you use your V PAY card to limit any fees.

  • icone faq question What’s the limit of my Mastercard Gold? How can I increase or decrease it?

    To instantly increase your card limit for a temporary period, simply log on to online banking ( To permanently increase or reduce your card limit, call your advisor in order to set permanent limits that suit your needs and personal situation.

  • icone faq question How do I view my Mastercard Gold statements online?

    Transactions made using your Mastercard Gold are displayed in the dedicated e-document space on online banking (, under “Credit card statement”.

  • icone faq question How do I submit an insurance or assistance claim for my Mastercard Gold?

    To submit a claim and activate your cover with our partner, Europ assistance:

    • In an emergency, simply call the phone number on the back of your card,
    • Go to to make a claim, obtain information or ask a question,
    • Send an email to,
    • Write a letter to SPB Assurances.

      Cartes BGL BNP Paribas World Mastercard
      CS 90 000
      F-76095 Le Havre Cedex, France
  • icone faq question How do I activate my debit or credit card?

    To activate your credit or debit card you can either :

    1. To activate your credit or debit card you can either :

      • Make sure you have the payment card to hand.
      • Log in to the Web Banking app.
      • Select the card you want to activate and click the “Activate this card” button.
      • Follow the instructions and enter the last four digits of your card.
      • Click “Activate this card”.
      • Your card is now ready to be used!
    2. Make an in-store purchase or withdraw cash from an ATM. 

    You cannot use the contactless function for your first transaction, as the PIN is required.

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