Your real estate project
Looking for the perfect property and need a loan? Discover our full range of financing solutions. Our real estate experts will help you set up a personalised solution, perfectly suited to your needs.
Meet us at the National Housing Week during Home EXPO from Thursday 8 to Sunday 11 October 2026! Prepare for your visit.
For personalised support in one of our branches, save time by simulating your loan and booking an appointment online.
Special Offer National Housing Week 2026
Are you planning to buy a primary residence in Luxembourg?
From 1 October 2026 to 31 October 2026, BGL BNP Paribas supports your project and offers a dedicated package for a new mortgage loan application(*):
- a preferential interest rate;
- up to EUR 5,000 in mortgage deed fees reimbursed for any notarial deed signed before a notary by 31 December 2026.
Enjoy exclusive benefits as a new customer too!
Until 31 October 2026, when you open a Pack online, receive 12 months of free account maintenance fees and EUR 100 as a welcome bonus(**).
Welcome to BGL BNP Paribas!
Your tools
Loan calculator
- Estimate your borrowing capacity,
- Visit your local branch.
Loan simulator
- Simulate your home loan,
- Apply for a home loan online.
Your financing solutions
Mortgage
- Multiple combinations available,
- Fixed, variable or adjustable interest rates,
- Choice of repayment term!
Loans for young people
- Progressive repayments,
- Reduced monthly payments for the first few years.
Wüstenrot
- Combine a loan and a home savings scheme,
- Finance your home and take advantage of tax benefits!
Rental guarantee
With the BGL BNP Paribas rental guarantee, we make the amount of your deposit available on a dedicated blocked account, helping you settle into your new home more easily.
- A simple solution to set up your rental guarantee
- Your deposit amount is secured for the entire duration of the lease
- Support to help you with your rental procedures
Additional solutions
Practical guide
First-time buyers
Everything you need to know about buying your first home.
Find out more
Buying and selling your home
- Your budget
- Rent or sell
- Available financing options, and more...
Investing in real estate
Our advice for making your real estate investment a success.
Find out more
Secondary residence
Planning the purchase, conditions and financing solutions... We’ve got the answers!
Find out more* Offers subject to conditions and to the Bank's approval of your application. Special conditions valid from 1 to 31 October 2026. Reimbursement of mortgage deed fees up to 0.5% of the total amount of your mortgage loan, with a maximum of EUR 5,000, for a primary residence in Luxembourg, provided that the notarial deed is signed before 31 December 2026.
For an amortised mortgage of EUR 500.000 fully disbursed in a single sum and repayable over 25 years at a variable interest rate of 4.00 % p.a., the borrower will repay 300 monthly instalments of EUR 2.657,98 (excluding optional insurance). The fixed annual effective interest rate is 4,12 % per year. Assuming the aforementioned interest rate does not change, the overall cost of the loan would be EUR 297.394.00 made up of debit interest (EUR 294.894,00), a one-time advance fee (EUR 2.000) and account handling charges (EUR 500). As a result, the total amount owed by the borrower would amount to EUR 797.394,00.
** Offer subject to terms and conditions. Subject to the bank's approval of your application. Valid from 4 August to 31 October 2026, reserved for new clients opening an online account:
- Account free of charge for 1 year
- A welcome gift of EUR 100 provided when at least EUR 1,500 is paid into your BGL BNP Paribas account each month for three months (starting from the first full month).
