Is it your dream to be energy self-sufficient? Self-consumption could be a solution!
Your renovation project
Are you looking to finance renovation work to make your home more environmentally friendly? Check out our comprehensive range of financing solutions, tips and tools to help you calculate your budget.
Special Offer National Housing Week 2026
Are you planning to buy a primary residence in Luxembourg?
From 1 October 2026 to 31 October 2026, BGL BNP Paribas supports your project and offers a dedicated package for a new mortgage loan application(*):
- a preferential interest rate;
- up to EUR 5,000 in mortgage deed fees reimbursed for any notarial deed signed before a notary by 31 December 2026;
- a 20% discount on any energy assessment carried out by our partner Actif.
This offer also applies to climate loans and renovation loans to support your sustainable projects. Speak to your advisor for more information.
Enjoy exclusive benefits as a new customer too!
Until 31 October 2026, when you open a Pack online, receive 12 months of free account maintenance fees and EUR 100 as a welcome bonus(**).
Welcome to BGL BNP Paribas!
Your energy retrofit
Product sheet
Your energy retrofit project
- financing solutions tailored to your needs,
- government financial support to help reduce renovation costs,
- personalised guidance throughout your renovation project.
Product sheet
Energy retrofitting loan
- personal loan with preferential terms,
- to finance your energy retrofitting work.
Product sheet
State aid
- State aid in Luxembourg,
- to finance your energy retrofitting work,
- everything you need to know about the PRIMe House grants.
Your standard renovation
Product sheet
Standard personal loan
- to finance all your renovation projects,
which are not eligible for energy retrofitting funding.
Product sheet
Standard home loan
- to finance all your projects relating to your home,
- to extend, renovate or improve your property.
Your tools
Partnership Actif: energy consultation
A certified energy consultation, energy audit: BGL BNP Paribas and its partner Actif, a certified energy adviser, support you in achieving your plans.
Energy transition project
Every step of the way, we’re here to help with:
- financial assistance from the state;
- loans on preferential terms;
- certified energy consultations.
* Offers subject to conditions and to the Bank's approval of your application. Special conditions valid from 1 to 31 October 2026. Reimbursement of mortgage deed fees up to 0.5% of the total amount of your mortgage loan, with a maximum of EUR 5,000, for a primary residence in Luxembourg, provided that the notarial deed is signed before 31 December 2026. These conditions also apply to climate loans and renovation loans. Please contact an advisor for details.
For an amortised mortgage of EUR 500.000 fully disbursed in a single sum and repayable over 25 years at a variable interest rate of 4.00 % p.a., the borrower will repay 300 monthly instalments of EUR 2.657,98 (excluding optional insurance). The fixed annual effective interest rate is 4,12 % per year. Assuming the aforementioned interest rate does not change, the overall cost of the loan would be EUR 297.394.00 made up of debit interest (EUR 294.894,00), a one-time advance fee (EUR 2.000) and account handling charges (EUR 500). As a result, the total amount owed by the borrower would amount to EUR 797.394,00.
** Offer subject to terms and conditions. Subject to the bank's approval of your application. Valid from 4 August to 31 October 2026, reserved for new clients opening an online account:
- Account free of charge for 1 year
- A welcome gift of EUR 100 provided when at least EUR 1,500 is paid into your BGL BNP Paribas account each month for three months (starting from the first full month).
