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Credit card orders are now available in your personal Web Banking area. Quick, easy and secure!

Make purchases anywhere in the world

With the Visa Classic credit card you can make purchases anywhere in the world – online, at restaurants and in all stores. You can also use it to withdraw cash. 

Choose to defer or stagger your payments

Payments made using your Visa Classic card are deferred. You have two options at the end of the month:

  • total payment: deduction of the total amount spent on your card at the end of each month
  • partial payment: at the end of each month, 10% of the total amount on your card is automatically taken out of your account. Interest will be applied, and the total amount is paid in instalments over a longer period.
    • the ideal solution for spreading out larger payments.

Change your Visa Classic card limit

Planning to go on holiday or spend more than anticipated?

You can instantly increase your credit card limit if needed. It just takes a few clicks on the Web Banking site or app.

Looking for insurance and assistance quarantees? Discover our Mastercard Gold, Mastercard Platinum and Mastercard Elite credit cards today. 

Did you know?

When travelling abroad, you can take money out under the same conditions as in Luxembourg* by using your BGL BNP Paribas Visa Classic card at ATMs in these networks:

  • BNP Paribas Global Network;
  • global Alliance network (including several major global banks).

52,000 ATMs in over 50 countries offer this exclusive service to BNP Paribas customers.

*See applicable rates – excluding foreign exchange fee.

In practice

Carte Visa pour vos projets

Vania and Laurent have just moved into their new apartment. Thanks to their BGL BNP Paribas Visa Classic credit card, they can buy furniture and spread their payments over several months, meaning they can start relaxing in their new home straight away.

Offer subject to terms and conditions and approval of your application by the bank.

Contactless payments: easy, fast and secure

Pay in next to no time! All BGL BNP Paribas credit and debit cards now offer contactless payments.

This technology enables cardholders to make purchases without having to insert the card into the machine.

In Luxembourg, you can use your contactless bank card for any amount. For purchases of less than EUR 50, no PIN code is required (up to a maximum total amount of EUR 100). For larger transactions, you’ll need to enter your usual PIN code.

View your payment card PIN directly on the Web Banking app.

Have you forgotten a credit card PIN you don’t use very often?
No problem! You can now find it back directly in your Web Banking app.

Fast and secure: view your PIN to use your payment cards easily.

You can display it as many times as needed. For added convenience, you can change your PIN at our ATMs.

Frequently asked questions about the Visa Classic credit card

  • icone faq question
    What is a credit card?

    A credit card is a payment method tied to your bank account. You can use it to make transactions during a given period, after which the total amount spent on the card will be fully or partially debited from your account.

    If you choose to pay in full, no interest will be fully or partially debited from your account.

    If you choose to make a partial payment, the minimum amount debited will be 10% of the total amount spent. Interest will be applied, and the total amount is paid in instalments over a long period, i.e. the payment is staggered. 

  • icone faq question
    Do I need a debit card if I already have a credit card?

    Credit cards are used in conjunction with debit cards.

    If you’d prefer payments to be debited from your account straight away use your debit card. However, if you want to defer your expenses and pay them off in one go, opt for our credit card range.

    For ATM withdrawals, we suggest you use your debit card to limit any fees.

  • icone faq question
    What’s the limit of my Visa Classic card ? How can I increase or decrease it?

    To instantly increase your credit card for a temporary period, simply log on to the online banking . To permanently increase or reduce your card limit call your advisor in order to set the permanent limits that suit your needs and personal situation.

  • icone faq question
    How do I pay in instalments?

    To activate this option, please call our Client Service on 42 42-2000, or your account manager at your local branch.

    Remember, you can choose to pay in instalments whenever you like, either when you first apply for your card or throughout the term of validity.

  • icone faq question
    How much does it cost to pay in instalments?

    The monthly debit interest rate for cards under this payment plan is 1.25% of the amount spent. For more information, please see the pricing guide.

  • icone faq question
    How do I view my Visa Classic statements online?

    Transactions made using your Visa Classic card are displayed in the dedicated e-document space on the Web Banking platform, under “Credit card statement”.

  • icone faq question
    How do I activate my debit or credit card?

    To activate your credit or debit card you can either :

    1. To activate your credit or debit card you can either :

      • Make sure you have the payment card to hand.
      • Log in to the Web Banking app.
      • Select the card you want to activate and click the “Activate this card” button.
      • Follow the instructions and enter the last four digits of your card.
      • Click “Activate this card”.
      • Your card is now ready to be used!
    2. Make an in-store purchase or withdraw cash from an ATM. 

    You cannot use the contactless function for your first transaction, as the PIN is required.

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