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Credit card orders are now available in your personal Web Banking area. Quick, easy and secure!

Make payments anywhere in the world and enjoy protection for your purchases

With the Visa Classic (1) credit card, you can make purchases anywhere in the world, in shops or online, while benefiting from insurance to protect your purchases.

  • Purchase protection: purchases made with your card are protected against theft for 90 days from the date of purchase.
  • Extended warranty: enjoy a 24-month extension after the manufacturer’s warranty expires.
  • Shop online: make purchases over the internet in complete safety thanks to online shopping insurance (non-delivery or faulty delivery).

Choose to defer or stagger your payments

Payments made using your Visa Classic card are deferred. You have two options at the end of the month:

  • total payment: deduction of the total amount spent on your card at the end of each month
  • partial payment: at the end of each month, 10% of the total amount on your card is automatically taken out of your account. Interest will be applied, and the total amount is paid in instalments over a longer period.
    • the ideal solution for spreading out larger payments.

Change your Visa Classic card limit

Planning to go on holiday or spend more than anticipated?

You can instantly increase your credit card limit if needed. It just takes a few clicks on the Web Banking site or app.

Looking for insurance and assistance quarantees? Discover our Mastercard Gold, Mastercard Platinum and Mastercard Elite credit cards today. 

Good to know

Our entire range of credit cards (Visa Classic, Mastercard Gold, Mastercard Platinum and Mastercard Elite) are now produced using PLA. PLA comes from non-food corn grown in a socially and environmentally responsible way, guaranteed by the ISCC Plus label.

These new cards will therefore contain 84% less PVC, making them more eco-friendly while ensuring they have the same features and same high level of security as before. The remaining 16% comprises the card’s chip, magnetic strip and protective films.

Discover our new PLA cards.

In practice

Carte Visa pour vos projets

Sophie and Laurent have just moved into their new apartment. Thanks to their BGL BNP Paribas Visa Classic credit card(1), they can buy their household appliances and spread the payments over several months using the card’s instalment facility.

What’s more, they’re now protected in the event of theft and enjoy an extended guarantee on purchases made with the card.

Sophie and Laurent are delighted they can start their new life in Luxembourg with complete peace of mind!

Contactless payments: easy, fast and secure

Pay in next to no time! All BGL BNP Paribas credit and debit cards now offer contactless payments.

This technology enables cardholders to make purchases without having to insert the card into the machine.

In Luxembourg, you can use your contactless bank card for any amount. For purchases of less than EUR 50, no PIN code is required (up to a maximum total amount of EUR 100). For larger transactions, you’ll need to enter your usual PIN code.

View your payment card PIN directly on the Web Banking app.

Have you forgotten a credit card PIN you don’t use very often?
No problem! You can now find it back directly in your Web Banking app.

Fast and secure: view your PIN to use your payment cards easily.

You can display it as many times as needed. For added convenience, you can change your PIN at our ATMs.

Frequently asked questions about the Visa Classic credit card

  • icone faq question
    What is a credit card?

    A credit card is a payment method tied to your bank account. You can use it to make transactions during a given period, after which the total amount spent on the card will be fully or partially debited from your account.

    If you choose to pay in full, no interest will be fully or partially debited from your account.

    If you choose to make a partial payment, the minimum amount debited will be 10% of the total amount spent. Interest will be applied, and the total amount is paid in instalments over a long period, i.e. the payment is staggered. 

  • icone faq question
    Do I need a debit card if I already have a credit card?

    Credit cards are used in conjunction with debit cards.

    If you’d prefer payments to be debited from your account straight away use your debit card. However, if you want to defer your expenses and pay them off in one go, opt for our credit card range.

    For ATM withdrawals, we suggest you use your debit card to limit any fees.

  • icone faq question
    What’s the limit of my Visa Classic card ? How can I increase or decrease it?

    To instantly increase your credit card for a temporary period, simply log on to the online banking . To permanently increase or reduce your card limit call your advisor in order to set the permanent limits that suit your needs and personal situation.

  • icone faq question
    How do I pay in instalments?

    To activate this option, please call our Client Service on 42 42-2000, or your account manager at your local branch.

    Remember, you can choose to pay in instalments whenever you like, either when you first apply for your card or throughout the term of validity.

  • icone faq question
    How much does it cost to pay in instalments?

    The monthly debit interest rate for cards under this payment plan is 1.25% of the amount spent. For more information, please see the pricing guide.

  • icone faq question
    How do I view my Visa Classic statements online?

    Transactions made using your Visa Classic card are displayed in the dedicated e-document space on the Web Banking platform, under “Credit card statement”.

  • icone faq question
    How do I activate my debit or credit card?

    To activate your credit or debit card you can either :

    1. To activate your credit or debit card you can either :

      • Make sure you have the payment card to hand.
      • Log in to the Web Banking app.
      • Select the card you want to activate and click the “Activate this card” button.
      • Follow the instructions and enter the last four digits of your card.
      • Click “Activate this card”.
      • Your card is now ready to be used!
    2. Make an in-store purchase or withdraw cash from an ATM. 

    You cannot use the contactless function for your first transaction, as the PIN is required.

Documents ()

(1) Offer subject to conditions and approval of your application by the bank.