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Our accounts with exceptional terms

For employees of partner companies


Save time by opening your account online and meet your adviser at a branch at a later date.

Apply for a partner company employee account to start benefiting from discounted pricing straight away.
(Subject to having your salary paid into a BGL BNP Paribas account)

Comfort Pack

€0 instead of €6 per month*

View the account
Exclusive Pack

€6 instead of €12 per month*

View the account

We can help you access the rental market

Get a rental guarantee of up to €5,000 to cover your security deposit (1).

BGL BNP Paribas thus allows you to save the deposit amount (three months’ rent excluding utilities) without needing to pay it up front to the owner.

This benefit is available to employees in their first year of living in Luxembourg and those aged under 30.

Become a homeowner on preferential terms

BGL BNP Paribas offers financing solutions tailored to your needs, and allows you to:

  • Take out a loan for a period of up to 30 years;
  • Defer your first monthly payment;
  • Benefit from progressive repayments;
  • Adjust your repayment amount as your circumstances change;
  • Protect your loved ones using the Cardif Lux Vie credit protection insurance (ASRD) available with your loan.

As an employee of a partner company, you pay a fixed application fee of €250(2) for your mortgage (instead of 0.5% of the loan amount).

Concerned about your carbon footprint?

Our CSR approach means BGL BNP Paribas is helping to build a more sustainable future while offering high-performance products.

Our CSR commitments Our CSR commitments
Funds with embedded ESG criteria

Our selection of funds

Our selection of funds, reflecting our convictions, allows you to revitalise your savings and build a responsible, high-quality portfolio.

Eco-friendly solution

Our more environmentally friendly cards

To reduce the environmental impact of our bank cards, BGL BNP Paribas has decided to replace PVC (a material derived from oil) with PLA (polylactic acid). This is a more environmentally friendly and sustainable material produced using non-food corn.

Finance my electric car

Private Lease – the greener way to get around

Our partner Arval Luxembourg offers all-inclusive leases for most models of electric car available on the market, as well as leasing solutions for e-bikes.

For a more sustainable home

The energy retrofitting loan

Find out about our energy retrofitting loan, which offers preferential terms to support you in creating a more sustainable home.

A pre-requisite for State subsidies

Our energy consultation services

BGL BNP Paribas and its partner Actif can help you apply for State subsidies for your energy retrofitting project.

A sustainable way to get around

Green mobility loan

Discover our low-interest green mobility loan. Plus, get support to install a charging point and access State subsidies.

Would you like to pay less tax?


Secure your future quality of life by planning for your retirement today. Set up a supplementary pension or retirement capital, while taking advantage of tax benefits.


Protect your and your loved ones’ future with regular savings. Build capital easily with OptiSave+ life insurance.


Do you want to become a homeowner? If you combine a home savings scheme from our partner Wüstenrot with a home loan, you can finance your new home and take advantage of tax breaks at the same time.

Fund savings plans with built-in sustainability

Our selection of Funds

Are you looking to grow your investments? Our selection of funds, reflecting our convictions, allows you to revitalise your savings and build a responsible, high-quality portfolio.


Start saving on your own terms with automatic and scheduled payments. Invest in a range of funds selected by our experts and have an in-branch adviser help you pick investments based on your goals.

Direct Invest Clic

Direct Invest Clic is a solution to invest through scheduled regular investment in our online Web Banking. With this automated investment solution, financial markets help your savings grow. ESG-compliant funds are available.

Our stock market investment products and services

As soon as your account with BGL BNP Paribas is open, you have direct access to the stock markets.

All you have to do is choose the right type of support.

Full independence

Direct Invest Access

Build and manage your securities portfolio on your own terms.

With our Direct Invest Access service, you have easy access to a wide array of financial products. You can place stock market orders autonomously via a secure platform and access comprehensive financial information.


Direct Invest Selection

Would you like guidance on your investment decisions?

Direct Invest Selection is the solution for you. Access top recommendations from the financial products in our selection at any time, based on your investment objectives and horizon.

Tailored advice

Direct Invest Expert

Our team of investment specialists is here to help you make investment decisions during the portfolio construction phase and throughout the investment lifecycle. Direct Invest Expert offers personalised monitoring and tailored advice on a range of asset classes.

All the digital services you need

With Web Banking, you can bank online any time. Plus, you can use the Payconiq, Apple Pay, Fitbit Pay and Garmin Pay payment solutions.


Your other benefits with BGL BNP Paribas partners

Mobile, internet and TV operator

Tango partnership

  • All-inclusive plans
  • Unlimited high-speed internet access
  • HD channels, films on demand, etc.
Your tax return

Taxx.lu partnership

BGL BNP Paribas pays for your tax return(9) with taxx.lu(10) worth EUR 40. You’ll benefit from the following:

  • An interactive and effective guide to help you file your tax return
  • A personalised overview of your situation for tax optimisation purposes.

Of course there’s a card for you!

Explore our BGL BNP Paribas payment solutions. Choose the payment method that suits you best, from credit cards to debit cards, mobile payments and more.

All bank cards All bank cards

Not yet a client?

You could be missing out on benefits negotiated with your company

Frequently asked questions

  • icone faq question
    Who can take advantage of these various benefits?

    All the offers shown in this brochure are valid for all clients covered by a collective agreement and for their spouses in the case of a joint account being opened, subject to the bank’s approval with at least EUR 1,500 per month is paid into their BGL BNP Paribas current account.

  • icone faq question
    How to become a BGL BNP Paribas client

    Becoming a BGL BNP Paribas client is easy:

    Open an account online
    You can open an account online in just a few clicks.

    Make an appointment online
    Make an appointment at your local branch. Advisors are available for you at our branches throughout the country.

    BGL BNP Paribas helps you switch banks
    Are you looking to change banks? With FaciliSwitch, the free bank switching service, BGL BNP Paribas will take care of everything on your behalf. Simple, quick and cost-free.

  • icone faq question
    How to take advantage of the Taxx.lu offer

    After subscribing to the BGL BNP Paribas Employer Agreement package offer, your Taxx.lu promotional code will be sent via secure messaging in your Web Banking.

  • icone faq question
    How to take advantage of the Tango offer

    To take advantage of the Tango offer, simply: contact Tango using the dedicated e-mail address bgl@tangoservices.lu

*A loyalty discount is applied for clients who are able to prove that at least EUR 1,500 per month is paid into their BGL BNP Paribas current account.
(1) Subject to terms and conditions and approval of your application by the bank. The terms and conditions may be obtained at your local branch.
(2) Main or secondary residence in Luxembourg or the Greater Region.
(3) Subject to approval of your application by the bank, and your salary being paid into your account at BGL BNP Paribas.
(4) Subscription to Mastercard and Visa credit cards is subject to conditions (See bgl.lu/en/credit-card-conditions).
(5) For any additional withdrawals and for charges relating to credit card (Visa or Mastercard) withdrawals in Luxembourg and in the EU, fee conditions may be obtained in-branch. A foreign exchange fee still applies when you make a withdrawal in local currency.
(6) Excluding foreign exchange fees.
(7) Transfers in EUR in Luxembourg and to a current account in the SEPA (EU countries, Norway, Liechtenstein, Iceland, Monaco, Switzerland, Andorra, San Marino, Vatican, Guernsey, Jersey and Isle of Man) with the IBAN and BIC of the recipient, stating “shared costs”.
(8) Does not include fees incurred in connection with account administration (custody fees, transaction fees, etc.) that are charged to the client.
(9) Deductions in connection with premiums paid are applicable under Articles 111 and 111 bis of the Income Tax Law. Tax deductibility varies based on the personal situation of each client and is subject to change.
(10) Offer only valid for one use and for new beneficiaries of the BGL BNP Paribas Employer Agreement package only.