Open your free online account! The ideal solution for your routine banking operations. With a V PAY debit card for your payments and withdrawals, with no administration fees.
In branch or online
Certain conditions need to be met in order to open a current account in Luxembourg. Check whether you’re eligible in just a few clicks.
Would you prefer to open an account online? Are you looking for a bank that offers digital services that let you manage your accounts, payment methods and savings independently?
At BGL BNP Paribas, you have access to all our bank account options when you open an account online.
In just a few clicks, you can view and compare a range of bank accounts, from the most basic to the most comprehensive. Choose the cards you want to add, then complete the form with your details. You can open an account online at your own pace. And if you need any advice or explanations, our advisers are available to answer any questions over the phone or online!
Start the process from the comfort of your own home, from almost anywhere in the world – all you need is an internet connection. You can open an account online when you want, wherever you want: it's straightforward and secure.
Moving to Luxembourg? In most cases, you’ll need a current account with a Luxembourg bank fairly quickly.
You can open an account before arriving, as soon as you have your employment contract.
You can start your application online or by emailing expat@bgl.lu, stating your arrival date.
Opening an account (even online) requires a little paperwork/some specific documents. Get a head start on your online application by preparing the documents you’ll need in advance.
Scan or take a photo of your supporting documents(1):
Are you preparing to move but haven’t got a place to live yet? These documents can be used instead of a proof of address:
We can also help you access the Luxembourg rental market.
Under certain conditions, you can obtain a rental guarantee from BGL BNP Paribas without a deposit (up to EUR 5,000). This means there’s nothing to pay up front(3).
To make your move to Luxembourg easier, we recommend signing up to and activating LuxTrust Mobile.
You’ll then be able to access the bank’s range of digital services, as soon as you open your account thanks to the simplified LuxTrust Mobile or Token identification process.
The LuxTrust Token can be used on your smartphone thanks to the LuxTrust Mobile app. It's simple and convenient.
By answering a few questions online, BGL BNP Paribas can help you to identify the best bank account for your situation and individual needs. Explore the various account packages you can sign up for online or at a branch.
In addition, if your wage is paid into your BGL BNP Paribas account, you’ll be eligible for a loyalty discount, which is an automatic discount on your account fees.
As soon as your account with BGL BNP Paribas is open, you have direct access to the stock markets.
All you have to do is choose the right type of support.
Direct Invest Access
Build and manage your securities portfolio on your own terms.
With our Direct Invest Access service, you have easy access to a wide array of financial products. You can place stock market orders autonomously via a secure platform and access comprehensive financial information.
Direct Invest Selection
Would you like guidance on your investment decisions?
Direct Invest Selection is the solution for you. Access top recommendations from the financial products in our selection at any time, based on your investment objectives and horizon.
Direct Invest Expert
Our team of investment specialists is here to help you make investment decisions during the portfolio construction phase and throughout the investment lifecycle. Direct Invest Expert offers personalised monitoring and tailored advice on a range of asset classes.
Planning on moving to Luxembourg? You need a banking partner you can trust. We offer a broad range of services that will simplify your life before you even arrive in Luxembourg.
Explore our services for newcomers Explore our services for newcomersFrequently asked questions
Only new BGL BNP Paribas clients can open an online current account. For all existing clients, your account manager will be happy to answer all your questions.
You must be at least 18 years old to open an online current account.
With your online current account, you can open one or more current accounts in any of the 11 currencies on offer.
If you live in a hotel or similar, the following additional documents (non-exhaustive list) must be provided:
(1) The personal data contained in the documents sent to BGL BNP Paribas will be processed by the bank, in its capacity as controller, for the purpose of processing your application to open an account in accordance with pre-contractual measures. It will also be processed in accordance with our client due diligence measures, based on our legal and regulatory obligations.
If an account is not opened, this data may be kept for 10 years in accordance with our legal obligations. If an account is opened, this data will be kept for a maximum period of 10 years from the end of the contractual relationship.
For further information on the processing of data by BGL BNP Paribas, and on your data protection rights and how you can exercise them, please see our Data Protection Notice, available on our website or from our branches.
(2) If you live in a hotel or similar, the following additional documents (non-exhaustive list) must be provided:
Your residence permit, or a certificate such as the “déclaration d’arrivée d’un ressortissant de pays tiers pour un séjour de plus de 3 mois” (declaration of arrival of a third-country national, for a stay of more than three months);
An invoice from the hotel where you are living;
Proof of accommodation;
a copy of the ID of the person hosting you.
(3) Offer subject to terms and conditions and approval of your application by the bank. The provision of a rental guarantee is a paid service.
