Would you like to carry out energy retrofitting work on your home ? Discover the energy retrofitting loan – the personal loan with preferential terms designed especially for this kind of project.
The energy retrofitting loan from BGL BNP Paribas is a personal loan with preferential terms that can be used for a green renovation.
It is aimed at individuals who :
Eligible projects are those that improve the energy performance of your dwelling, such as :
Opting for a loan allows you to spread costs out over time and hold on to your savings for surprise expenses.
The energy retrofitting loan offers :
Would you like to borrow more than EUR 50,000 over a longer term ? The standard home loan is ideal.
Would you like to borrow up to EUR 100,000 ? The low-interest rate climate loan could be right for you.
Find out about the zero-interest climate loan.
Before securing an energy retrofitting loan, you will need to identify top-priority projects.
Enlist the services of multiple construction firms to estimate the cost of the works. Get quotes from several builders to compare prices. This way, you’ll be able to calculate a budget for the energy retrofitting of your house or flat.
Once these steps are complete, get in touch with your bank. Our advisers will examine your application, analyse the quotes and offer you a loan for your energy retrofitting work, tailored to your personal situation.
If BGL BNP Paribas accepts your application, we will schedule a meeting at your preferred branch in order to sign your personal loan contract. You can then get started on your energy retrofitting work!
Buildings consume a lot of energy. However, it’s sometimes possible to improve the energy performance of our homes and help make our lives more sustainable by carrying out specific renovation work.
Energy retrofitting work allows you to :
Our advisors are available between 8.00 am and 6.00 pm, Monday to Friday, on (+352) 42 42-2000.
Frequently asked questions
The energy retrofitting loan is available to people who own their own home, are looking to carry out energy retrofitting work and want to borrow between €1,000 and €75,000 over a period of under 10 years.
Any of these two types of loan can be put towards energy retrofitting work. However, they are each tailored to specific circumstances. Which loan is right for you depends on your financial situation, how old your home is and how much money you need to borrow.
(1)Offer subject to terms and conditions and approval of your application by the bank. Evidence of the energy retrofitting project is required.
(2) For a loan with a total amount of EUR 20,000 repayable over 48 months at a fixed interest rate of 4,60 % per annum, you would pay 48 instalments of EUR 457,71 (excluding optional insurance). No application fees. APR Fixed annual percentage rate: 4,77 % per annum (subject to paying your salary into an “Essentiel” account held with our bank). Total amount owed by the borrower: EUR 21,970,43. The hypothetical example is provided for information purposes only and cannot be considered a loan offer and/or approval. The bank is not liable for this example or for any decisions made based on this example. Offer subject to terms and conditions and approval of your application by the bank.
