Your online, state-guaranteed student loan (AideFi) for higher education:
Study your chosen subject with a student loan charging maximum interest of 2%, with financial aid from the Luxembourg government.
You can apply for AideFi funding via MyGuichet at any time of year. This funding can take the form of an AideFi student loan from the bank. You can complete the entire student loan process online, including submitting your initial application. You can then go online to draw down a new tranche each semester. With this quick and easy option, your AideFi student loan is only a few clicks away!
After receiving an approval letter including a QR code issued by the Financial Aid Department of the Ministry of Higher Education and Research (MESR), you just need to scan the QR Code with Web Banking Mobile to take out the AideFi student loan.
You can apply for a new government student loan or request new tranches through Web Banking Mobile.
The student loan comprises a basic loan of EUR 3,250 per semester and, depending on your situation, an additional amount for enrolment fees and a means-tested bonus. Repayment of the student loan must begin within two years of the course being completed or terminated. The maximum repayment term is 10 years.