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My Mandate

Simplify your investment decisions thanks to discretionary management

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EUR 5.000

Simulate my project

My Mandate: simplify your investment decisions

Would you like to grow your savings without spending time managing them? Are you looking for a transparent investment solution, managed by professionals and tailored to your profile? 

My Mandate is the discretionary management solution of BGL BNP Paribas that allows you to delegate the management of your investments to a team of experienced portfolio managers.

What is discretionary portfolio management? 

Discretionary portfolio management consists of entrusting the management of your investments to financial market professionals.

After defining your investor profile, investment horizon and objectives, a team of portfolio managers builds and manages your portfolio, making investment decisions on your behalf.

 

Learn more about discretionary management

Why choose My Mandate?

Peace of mind and time saving

Portfolio managers continuously build, monitor and adjust your portfolio to align it with your risk profile and investment objectives.

Access the expertise of BNP Paribas portfolio managers

Our managers define investment strategies and select the most appropriate financial instruments from the BNP Paribas Asset Management fund range.

Monitor your investments with full transparency

Access a clear view of your mandate and track the evolution of your portfolio at any time via your Web Banking.

A solution that adapts to your projects

Make additional contributions, set up regular savings or adjust your investment strategy according to your needs.

How does My Mandate work?

 

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Define your investor profile 
Complete the questionnaire to determine your investor profile and sustainability preferences. This can be done via your Web Banking or with the support of an advisor. 
  
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Define your investment project 

Determine the amount you wish to invest (from EUR 5.000) and, if desired, specify your investment horizon and objectives. You may also set up regular savings. 

  
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We build and manage your portfolio 

 A personalized investment strategy is proposed based on your investor profile. Once your mandate is in place, portfolio managers build and manage your portfolio. 

  
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Monitor your investment 

You can consult the evolution of your mandate at any time via your Web Banking. 

  

Our investment strategies

Investment strategies are based on a diversified asset allocation, aiming to spread investments across different geographical areas and sectors.

Portfolios are invested in a selection of BNP Paribas Asset Management funds and also include index funds.

Implementation and adjustments rely on active management, combining the expertise of our portfolio managers with advanced algorithms, used to adjust portfolio composition in line with the managers’ guidelines.

Five investment strategies are available to cover different risk levels.

 

  • Bond: Low risk
  • Conservative: Moderate risk
  • Balanced: Medium risk
  • Dynamic: High risk
  • Equity: Very high risk

 

Simulate my project

Everyone has an investor profile, even with ESG criteria

Portfolios are invested in a selection of funds integrating environmental, social and/or governance (ESG) criteria(3). 

These non-financial criteria make it possible to assess a company beyond its financial results alone and complement traditional financial analysis in investment decisions. 

Taking into account your sustainability preferences, your risk tolerance and your investment objectives, we select and combine different strategies to diversify your portfolio. 

Good to know: from your Web Banking, you have the possibility to view the ESG breakdown of your portfolio. 

Fees and conditions

With My Mandate, pricing is clear and all-inclusive. It includes management fees as well as transaction fees related to portfolio adjustments.
Details of fees applicable to each strategy are available in the pricing brochure.

View pricing

Frequently asked questions 

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    Can I simulate my investment before subscribing?

    Yes, you can simulate your offer directly from your Web Banking before subscribing.

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    What is the minimum investment amount?

    You can access discretionary management with My Mandate from EUR 5.000.

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    Can I set up regular contributions?

    Yes, you can set up regular contributions and change the amount or frequency at any time(1)(2).

  • icone faq question
    Do I have access to a detailed investment report?

    Yes, you can monitor your mandate via your Web Banking and access a detailed management report.

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    How am I informed about transactions?

    You are informed of transactions directly via your Web Banking.

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    Can I terminate my mandate at any time?

    Yes, you can terminate your mandate at any time. Your advisor can support you in this process.

My Mandate

Interested in discretionary portfolio management?

Simulate your project directly via your Web Banking

Simulate my project
Contact an advisor

The information provided on this webpage does not constitute investment recommendations or advice. This webpage does not claim to provide an exhaustive description of the investment services to which it relates, nor of certain associated risks. 
An investment decision cannot be made solely on the basis of this document and should only be taken after a careful analysis of the characteristics and risks (as described in the Investor Panorama), as well as after having obtained all necessary information. BGL BNP Paribas recommends, if you deem it necessary, that you do not hesitate to seek advice from professional advisors, including tax advisors. BGL BNP Paribas Société Anonyme, with registered office at 60, avenue J.F. Kennedy, L‑2951 Luxembourg, as a credit institution, is subject to the supervision and regulation of the Commission de Surveillance du Secteur Financier (CSSF), 283, route d’Arlon, L‑1150 Luxembourg.

(1) A delay may occur between the withdrawal request and the availability of funds.
(2) Subject to maintaining a minimum of EUR 5.000 in assets in the portfolio.
(3) The selected funds take into account, at a minimum, Principal Adverse Impacts 10 (violation of UN Global Compact principles and Organisation for Economic Cooperation and Development (OECD) Guidelines for Multinational Enterprises) and 14 (exposure to controversial weapons) of Annex I of the Delegated Regulation of the Regulation on sustainability‐related disclosures in the financial services sector (SFDR).

Disover also

How to diversify your portfolio?

Diversifying your portfolio means spreading your investments across different assets and markets. Discover why this approach is essential to building a more balanced investment strategy and better benefiting from financial opportunities.

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How discretionary management works and its benefits

What if a professional managed your investments? Tailor-made strategy, market monitoring and peace of mind on a daily basis. Learn everything about discretionary management.

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