Investing without guidance is like sailing without a compass. Your investor profile is that compass, helping you make the best financial decisions tailored to your personal situation.
In the complex world of investing, understanding your own investor profile is crucial. This personalized tool helps you define a strategy that matches your goals, risk tolerance, and sustainability preferences. It’s not designed to evaluate you, but to support you in making informed financial choices.
An investor profile is defined based on the evaluation of your investment goals, financial capacity, investment horizon, risk tolerance, and sustainability preferences.
The investor profile was introduced under the European regulation MiFID II (Markets in Financial Instruments Directive), which aims to protect investors through greater transparency and oversight of investment advisory practices.
Investing without knowing your profile can lead to risky or unsuitable decisions. The investor profile ensures that investment recommendations are aligned with your situation and needs, reducing the risk of inappropriate choices.
Investment recommendations are tailored to your investor profile. For example, recommendations for a low-risk profile will favor bonds, while a high-risk profile may explore equities or alternative investments.
Your needs change, and so does your profile. For instance, you may shift from a low to a moderate profile as your projects or financial situation evolve.
At BGL BNP Paribas, you can define your investor profile directly from your Web Banking by following these steps:
You can also print or save your profile as a PDF.
Your devoted BGL BNP Paribas Team, 12/08/2025
The information on this webpage does not constitute investment recommendations or advice. This webpage does not aim to provide an exhaustive description of the investment services it refers to, nor of certain related risks. An investment decision should not be made solely based on this document and should only be taken after a careful analysis of the characteristics and risks (as described in the Investor Panorama), and after obtaining all necessary information. BGL BNP Paribas recommends, if needed, consulting professional advisors, including tax advisors. BGL BNP Paribas Société Anonyme, headquartered at avenue J.F. Kennedy, 50, L-2951 Luxembourg, as a credit institution, is subject to the regulation and supervision of the Commission de Surveillance du Secteur Financier (CSSF), 283, route d'Arlon, L-1150 Luxembourg.
