Our insurance offers
Protecting your loved ones, reducing your tax, transferring your estate, insuring your loans, saving and planning for your retirement... Find out about everything our insurance products can do for you.
As the end of the year approaches, there's still time to reduce your tax base 2021
How to reduce your taxes?
Tax deductions are granted to taxpayers in order to reduce their tax base, thus lowering the amount of taxable income.
Did you benefit from the maximum deductible amount?
Subscribe now to our tax-deductible products to reduce your taxes in 2022.
Our tax-deductible insurance products
OptiSave+
- regular savings via scheduled payments;
- flexible policy and optional guarantees;
- tax-deductible under certain conditions.
OptiPension+
- capital for your retirement; investment;
- security and personal protection;
- tax-deductible under certain conditions.
OptiLib
- retirement savings that are exempt from income tax;
- designed for self-employed and professional clients;
- tax-deductible under certain conditions.
Credit protection insurance
- protecting you and your loved ones;
- insurance for every kind of loan;
- tax-deductible premiums.
Our insurance savings products
OptiLife²
- diversify your investments;
- prepare the transfer of your estate;
- protect yourself and your loved ones.
Your practical guides
Luxembourg life insurance
- How does it work?
- Who is eligible?
- What are the tax benefits?
Tax deduction guide
- products with tax benefits
- tax allowances
- tax deduction conditions, etc.
- follow the guide!
Filing a tax return in Luxembourg
The ins and outs of how the tax authorities, tax calculation and tax returns work in Luxembourg!
Learn more
Planning your estate
The main principles of inheritance laws and taxes in Luxembourg.
To plan your estate according to your personal situation.
Learn more
Tax deductibility varies based on the personal situation of each client and is subject to change. This product, designed by Cardif Lux Vie, is distributed by its insurance agency BGL BNP Paribas. Subscription subject to conditions and approval of your application by the bank.