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As the end of the year approaches, there's still time to reduce your tax base 2021

How to reduce your taxes?

Tax deductions are granted to taxpayers in order to reduce their tax base, thus lowering the amount of taxable income.

Did you benefit from the maximum deductible amount?

Subscribe now to our tax-deductible products to reduce your taxes in 2022.

Our tax-deductible insurance products

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Step-by-step saving


  • regular savings via scheduled payments;
  • flexible policy and optional guarantees;
  • tax-deductible under certain conditions.
Find out more
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Retirement savings


  • capital for your retirement; investment;
  • security and personal protection;
  • tax-deductible under certain conditions.
Find out more
Self-employed or professionals


  • retirement savings that are exempt from income tax;
  • designed for self-employed and professional clients;
  • tax-deductible under certain conditions.
Find out more
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Insure your loans

Credit protection insurance

  • protecting you and your loved ones;
  • insurance for every kind of loan;
  • tax-deductible premiums.
Find out more

Our insurance savings products

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Savings and life insurance


  • diversify your investments;
  • prepare the transfer of your estate;
  • protect yourself and your loved ones.
Find out more

Your practical guides

Practical guide

Luxembourg life insurance

  • How does it work?
  • Who is eligible?
  • What are the tax benefits?
Learn more
Practical guide

Tax deduction guide

  • products with tax benefits
  • tax allowances
  • tax deduction conditions, etc.
  • follow the guide!
Learn more
Practical guide

Filing a tax return in Luxembourg

The ins and outs of how the tax authorities, tax calculation and tax returns work in Luxembourg!

Learn more
Practical guide

Planning your estate

The main principles of inheritance laws and taxes in Luxembourg.
To plan your estate according to your personal situation.


Learn more

Tax deductibility varies based on the personal situation of each client and is subject to change. This product, designed by Cardif Lux Vie, is distributed by its insurance agency BGL BNP Paribas. Subscription subject to conditions and approval of your application by the bank.