Our insurance offers
Protecting your loved ones, reducing your tax, transferring your estate, insuring your loans, saving and planning for your retirement... Find out about everything our insurance products can do for you.
Our tax-deductible insurance products
Step-by-step saving
OptiSave+
- regular savings via scheduled payments;
- flexible policy and optional guarantees;
- tax-deductible under certain conditions.
Retirement savings
OptiPension+
- capital for your retirement; investment;
- security and personal protection;
- tax-deductible under certain conditions.
Self-employed or professionals
OptiLib
- retirement savings that are exempt from income tax;
- designed for self-employed and professional clients;
- tax-deductible under certain conditions.
Insure your loans
Credit protection insurance
- protecting you and your loved ones;
- insurance for every kind of loan;
- tax-deductible premiums.
Our insurance savings products
Savings and life insurance
OptiLife²
- diversify your investments;
- prepare the transfer of your estate;
- protect yourself and your loved ones.
See also
*These products from Cardif Lux Vie are distributed by its insurance agency, BGL BNP Paribas, entered in the register of insurance intermediaries under number 1996AC001. Tax deductibility varies based on the personal situation of each client and is subject to change.