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The bank for a changing world
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Our tax-deductible insurance products

icone save
Step-by-step saving

OptiSave+

  • regular savings via scheduled payments;
  • flexible policy and optional guarantees;
  • tax-deductible under certain conditions.
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icone pension
Retirement savings

OptiPension+

  • capital for your retirement; investment;
  • security and personal protection;
  • tax-deductible under certain conditions.
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Self-employed or professionals

OptiLib

  • retirement savings that are exempt from income tax;
  • designed for self-employed and professional clients;
  • tax-deductible under certain conditions.
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icone assurance
Insure your loans

Credit protection insurance

  • protecting you and your loved ones;
  • insurance for every kind of loan;
  • tax-deductible premiums.
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Our insurance savings products

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Savings and life insurance

OptiLife²

  • diversify your investments;
  • prepare the transfer of your estate;
  • protect yourself and your loved ones.
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*These products from Cardif Lux Vie are distributed by its insurance agency, BGL BNP Paribas, entered in the register of insurance intermediaries under number 1996AC001. Tax deductibility varies based on the personal situation of each client and is subject to change.