Direct Invest Clic is a solution for scheduled regular investment through Web Banking. With this automated arrangement, the financial markets help your savings to grow.
With interest rates and returns on bank savings products low compared with inflation, we have the ideal solution to boost your savings.
Saving lets you deal with contingencies while building capital to finance your medium-to-long-term projects, such as sending your children to university, planning your retirement, making lifestyle changes, etc.)
Do you have plans and want to save efficiently? Are you looking for dynamic returns that closely follow the performance of financial markets?
Direct Invest Clic is a turnkey financial savings product that lets you make scheduled payments into an investment fund. With complete autonomy through your Web Banking app, you decide on the amount and the fund in which you wish to invest. The recommended fund selection reflects your investor profile and risk level. This enables you to benefit from the fund expertise of BNP Paribas Asset Management.
With Direct Invest Clic, our first recommendation becomes your first investment.
BGL BNP Paribas invites you to complete your investor profile, which will be used as a basis for investments, on the Web Banking app. This questionnaire is used to identify the funds best suited to your situation, according to amount of risk you’d like to take.
Generalpart 1 World Sustainable
BNPP Sustainable Multi-Asset Growth
If you had invested EUR 100 per month in Generalpart World Sustainable – the fund recommended for a moderate profile – over a period of 15 years, your total savings would now be EUR 22,257.
Over the same period, the same amounts paid into our savings account would have grown to EUR 18,504. (investments made between October 2007 and September 2022)
Past performance is not an indication of future performance. Investing in funds carries a risk of capital loss. (Cumulative net performance of the Generalpart World Sustainable fund to 30 September 2022: over 1 year: -11.57% / over 3 years: -0.55% / over 5 years: -1.74%, source: BNP Paribas Asset Management)
Do the simulation yourself on the Web Banking app and discover the potential growth from an investment plan that reflects your investor profile.
It’s clear, simple and fast!
The capital invested is not guaranteed and shares are resold at market conditions. We recommend that you maintain your investment over the horizon determined at the time of subscription, when you created your Investor Profile, so as to achieve your objectives.
You're not locked in, however, and can sell your securities portfolio at any time with the help of your Financial Advisor.
Since the products are linked to the financial markets, their value may fall as well as rise. A risk of capital loss.
We know that it isn’t easy to make your first investment decision.
With Direct Invest Clic, you start to invest based on an affordable amount.
Little by little, you build up capital without realising!
As they say, time is money! Wait no more if you want to achieve your goals. Give it a try!
(1) Management fees intrinsic to the fund are taken directly from the fund’s net asset value (between 1.27% and 2.68% depending on the fund in question)
(2) Practical changes to Direct Invest Clic should be handled with the branch advisor.
The information shown on this webpage does not constitute a recommendation or investment advice. This webpage does not claim to provide an exhaustive description of the investment services to which it refers, nor of certain associated risks. A decision to invest may not be taken solely on the basis of this document and should only be taken after careful analysis of all its characteristics and associated risks (as described in the Investor Guide after having obtained all the necessary information). If you feel it necessary, BGL BNP Paribas would encourage you to contact professional advisors, including tax advisors. BGL BNP Paribas Société Anonyme, having its registered office at 50 avenue J.F. Kennedy, 50, L-2951 Luxembourg, as a credit institution, is subject to regulation and supervision by the Commission de Surveillance du Secteur Financier (CSSF), 283 route d’Arlon, L-1150 Luxembourg. For more information on the funds presented, please refer to the KIIDs and prospectuses available in branch or at bgl.lu/en/kiid and www.bnpparibas-am.lu
