Enjoy the pleasure of driving without constraints. Car leasing helps you keep your budget under control: choose the model of your new car and pay a fixed monthly lease for the duration of the contract.
Discover Private Lease(1), the leasing solution for individuals living in Luxembourg. Ideal for managing your budget, saving time and driving with complete peace of mind.
Would you prefer to buy a car rather than lease one? Discover our Luxembourg car loan offering.
Offer subject to conditions and approval of your application by the bank.
Claude wants to buy a car without dipping into his savings. Thanks to the leasing offer, he keeps the cost of financing his vehicle under control by paying a fixed amount for the duration of the car rental contract. This way, he maintains the savings he’s put aside for buying a house.
Under an operational lease, the purchase price, as well as the car’s resale price, are used to calculate the rental payments. Therefore, the higher the car’s resale value, the lower the rental amount.
Frequently asked questions about Private Lease, car leasing for individuals
Private Lease is designed for Luxembourg residents.
You can rent any new car purchased from a Luxembourg dealer with the exception of Renault group cars, luxury cars and vehicles weighing more than 3.5 tonnes authorised on Luxembourg roads.
Arval Luxembourg offers all-inclusive car lease agreements (excluding fuel) with monthly lease payments covering:
Determined in advance, monthly lease payments (60 months maximum) are calculated based on the vehicle’s purchase price and include the car’s residual value, the contract term, mileage and operational services.
During the term of the agreement, it’s possible to change the term and mileage free of charge (subject to the maximum authorised term and mileage limits for the vehicle in question) up to three months before the vehicle is returned. The monthly rent is then adjusted. It’s important to estimate your mileage carefully when the agreement is signed. In the event of any excess mileage consumption, an amendment to the agreement will be suggested taking into account a new lease payment and a new mileage allowance.
Yes. Early termination fees will be charged depending on the number of days prior to contractual termination. The agreement can also be transferred to a third party under certain conditions.
Yes. Insurance is included in our long-term lease offer. You can transfer your old no-claims bonus to your Private Lease agreement. Once your previous insurance has been cancelled, simply send your certificate to Arval Luxembourg, which will transfer your no-claims bonus to your car rental.
Private Lease agreements do not provide the option of buying the car when the lease ends. The vehicle remains the property of the lessor, Arval Luxembourg, which is responsible for selling the car on the second-hand market when the agreement expires.
Arval Luxembourg remains the car’s legal owner, and no tax benefit is therefore possible under the Private Lease agreement. If you wish to take out a long-term lease as a self-employed or freelance professional, you must refer to the legal and tax framework governing your profession.
You can contact our advisors between 8.00am and 6.00pm, Monday to Friday, on (+352) 42 42-2000.
(1) Offer reserved for retail clients living in the Grand Duchy of Luxembourg. Subject to the review of your application by BGL BNP Paribas and approval by Arval Luxembourg. Insurance, tyres, material damage cover, taxes and regular servicing included. Fuel not included.
