If you are under 30 and are in the early stages of your career We can offer you a free bank account with numerous benefits Explore our packages to select the one that suits you best.
Benefit from discounted pricing on an account for young professionals, subject to having your salary paid into a BGL BNP Paribas account(1)(2).
Get a deposit-free rental guarantee of up to EUR 5,000 to cover your security deposit(3).
BGL BNP Paribas thus allows you to save the deposit amount (three months’ rent excluding utilities) without needing to pay it up front to the owner. This benefit is available to employees in their first year of living in Luxembourg and those aged under 30.
Private leases allow you travel with peace of mind in a new vehicle of your choice, all costs included. For a fixed monthly lease payment, enjoy the pleasure of driving without constraints. A mobility solution you can drive away as soon as you arrive in Luxembourg.
Explore our current offers.
Do you have plans to study in Luxembourg or abroad? We can support you throughout your studies. Whether it’s for a rental guarantee, a cash advance, suitable payment cards, the financing of your studies, the AideFi student loan, or something else, we have everything you need.
You can also get the Pack for free by sending us a certificate of school attendance.
With Web Banking, you can bank online any time. There’s a whole host of attractive features so you can manage your account independently.
Plus, you can use the Payconiq, Apple Pay, Fitbit Pay and Garmin Pay payment solutions.
Setting up regular savings as soon as possible is the best way to secure your future and bring your projects to fruition. Direct Invest Clic is a solution for scheduled regular investment through Web Banking. With this automated arrangement, the financial markets help your savings to grow.
You may feel a long way from drawing your pension. However, starting to plan Optipension for retirement from the start of your career is the best way of saving the capital required to maintain a satisfactory standard of living in old age. You will also be entitled to tax breaks throughout your career.
Assistance and insurance for foreign travel
Did you know you can use your Mastercard Gold, Platinum or Elite when travelling abroad? They are accepted worldwide and include very helpful insurance and assistance services. Coverage varies depending on which Mastercard you have.
Our more environmentally friendly cards
To reduce the environmental impact of our bank cards, BGL BNP Paribas has decided to replace PVC (a material derived from oil) with PLA (polylactic acid). This is a more environmentally friendly and sustainable material produced using non-food corn.
Protection when renting cars abroad
Thanks to your Mastercard Platinum or Elite, you’re financially protected when you rent a car during a foreign holiday. If you have an accident and the rental company holds you responsible, you may be reimbursed the amount of any excess.
In branch or online
(1)Subject to terms and conditions and approval of your application by the bank.
(2)Free for clients aged under 30 who are able to prove that at least €1,500/month is paid into their BGL BNP Paribas current account. Or who can provide a certificate of school attendance.
(3)Offer subject to terms and conditions and approval of your application by the bank. The provision of a rental guarantee is a paid service.
Frequently asked questions
You can open your bank account entirely online, in just a few clicks.
To open your young professionals bank account, you’ll need to provide:
