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The bank for a changing world
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A bank account tailored to your needs

With help from your advisor, select the current account that best suits your situation, directly at your local branch. Choose from:

  • the “Essentiel” offer: essential products and services for managing your day-to-day finances;
  • the “Libertés” offer: additional, optional products and services as and when you need them.

A current account for all of your everyday transactions

With the “Essentiel” offer, you get:

  • one or more current accounts for the day-to-day management of your finances, available in 11 different currencies;
  • V PAY debit card;
  • no-fee euro cash withdrawals using your V PAY card in the BGL BNP Paribas ATM network, at BNP Paribas group ATMs (Global Network) and at Deutsche Bank in Germany;
  • one free euro withdrawal a month at other EU bank ATMs;
  • free electronic transfers to any other BGL BNP Paribas account;
  • 15 electronic transfers per month to another bank in Luxembourg or within the SEPA zone;
  • permanent access to all of your electronic statements on the Web Banking platform, on your computer, tablet or smartphone;
  • securities account (with no account administration fees) and investment advice.

Did you know?

compte en ligne devises mondiales

With your customised current account you can perform transactions in 11 different currencies: EUR, USD, CAD, GBP, CHF, JPY, AUD, DKK, NOK, NZD, SEK.

For transactions in another currency, please don’t hesitate to contact your advisor.

A personalised bank account for greater freedom

With the BGL BNP Paribas Libertés offer, you’re free to pick and choose extra options to add to your bank account.

Add bank cards suited to your needs

You’ll have access to:

  • an additional V PAY debit card to use in stores and to withdraw cash;
  • Visa Classic credit card: an international deferred payment means;
  • Premium Mastercard credit cards: Gold, Platinum or Elite.

DUO option: 50% off your second bank card

cartes bancaires duo

With the “Libertés” offer, get 50% off the standard rate for your second debit or credit card of the same kind: V PAY, Visa Classic or Mastercard Gold, Platinum or Elite.

Benefit from a cash reserve when you need it

The OptiLine* credit line is an arranged overdraft you can draw from whenever you need it. It allows you to use the amount agreed on in your contract as you please, at any time.

Make repayments when you want – there’s no fixed repayment plan. You pay interest only on the amount you actually use.

*The overdraft amount is subject to a debit interest rate (see conditions in branch).

Did you know? BGL BNP Paribas offers its partners preferential banking conditions for their employees.

BGL BNP Paribas offers its partners preferential banking conditions for their employees.

Ask your employer about this offer today, or contact our Client Service on (+352) 42 42-2000 to learn more.

Offer subject to terms and conditions. Standing order for direct deposit of your salary into a BGL BNP Paribas account is required.

In practice

jeune couple ouverture de compte

Jean-François and Stephanie have opted for the BGL BNP Paribas mortgage offer. At the same time, they have opened a bank account tailored to their needs, into which their salaries are paid. They now benefit from all the services they need to manage their day-to-day finances, in addition to a 50% discount on their second Mastercard Gold.  

Switch banks easily and free of charge

Are you looking to change banks?

With FaciliSwitch, the free bank switching service, BGL BNP Paribas will take care of everything on your behalf. Switch banks quickly, simply and free of charge.

Frequently asked questions

  • icone faq question Can I open multiple current accounts?

    With your “Essentiel” current account, you can open multiple current accounts in any of the 11 currencies on offer.

  • icone faq question How do I open a joint account?

    To open a joint account, both account beneficiaries must meet the conditions for opening an individual account, and must present the necessary supporting documents:

    • A valid form of ID,
    • Proof of address dated within the last three months (copy of electricity/gas bill or certificate of residence),
    • A recent payslip or your employment contract (dated within the last three months),
    • Your tax identification number (TIN).
  • icone faq question Can I open an account for a minor or someone under guardianship?

    It’s possible to open a current account for children aged 12 and over, provided that the legal representative gives their consent and accepts responsibility for all account transactions. To open a current account for a minor or someone under guardianship?, choose the Startin’ High School Students current account, designed for 12 to 17-year-olds.

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