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Ready to invest your capital?

Would you like to open a fixed term deposit? Contact your advisor for assistance and to define the terms of your investment.

from 8 am to 6 pm Monday to Friday on (+352) 42 42 2000.

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Why choose a fixed term Deposit?

Guaranteed Capital (1)

Your capital is protected until maturity.

Interest Rate Known in Advance(2)

You know exactly what your return will be from the moment you subscribe.

Available from EUR 25,000 (3)

A simple investment solution available from EUR 25,000.

Flexible Term

Choose the investment period that best suits your needs, from a few months to several years.

How does a fixed term deposit work?

A fixed term deposit is a simple savings solution. In just a few steps, you invest your capital for a predetermined period and benefit from conditions defined at subscription..
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Choose your amount                                                                

Invest from EUR 25,000, according to your project and savings capacity.(3)

 

  
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Define the term                                                           

Select the duration of your investment and decide, together with your advisor, whether you wish to receive your capital and interest at maturity or automatically renew your fixed term deposit.

 

  
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Invest your savings

Your capital is locked in for the chosen term, under the conditions agreed upon when you subscribed.

  
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 At maturity

Depending on the option chosen at subscription, your capital and interest are paid out at maturity or your fixed term deposit is automatically renewed for the same period. In the event of renewal, the rate applied will be the rate in effect at the time of renewal.

Your advisor can help you choose the investment term and conditions that best fit your needs and the period during which you intend to lock in your savings.

  

A solution tailored to your objectives

Whether you want to prepare for a future project, invest available savings, or place capital for a defined period, the fixed term deposit allows you to know in advance the duration of your investment and the associated conditions.

Who is the fixed term deposit for?

The fixed term deposit may be suitable if you:

 

 

  • have capital to invest;
  • are looking for a secure savings solution;
  • have savings that you do not need during the entire investment period;
  • wish to prepare for a short- or medium-term project.

 

Frequently Asked Questions

  • icone faq question
    How does a fixed term deposit work?

    A fixed term deposit (also known as a term account) is a savings product whose interest rate is fixed when the contract is opened. This rate is guaranteed provided the investment is held until maturity, which is defined when subscribing.

  • icone faq question
    Can I hold several fixed term deposits?

    Yes, it is possible to hold several fixed term deposits with different amounts and terms. However, each opening must comply with the minimum subscription amount(3)

  • icone faq question
    What happens when my contract reaches maturity?

    Two possibilities exist depending on the terms defined at subscription: your fixed term deposit is closed at maturity and your capital and interest are paid out, or it is automatically renewed for the same period. In the event of renewal, the rate applied will be the rate in effect at the time of renewal..

  • icone faq question
    Can I withdraw my money before the maturity date?

    You may request an early closure of your fixed term deposit. This is subject to the bank's approval and may result in penalties. The applicable conditions and penalties are determined at the time of the request and communicated to you by your advisor(4)

  • icone faq question
    Who can open a fixed term deposit?

    The fixed term deposit is available to both individuals and legal entities, whether residents or non-residents..

 (1) Capital guaranteed except in the event of early closure.
(2) Rate fixed at subscription and valid until maturity, subject to compliance with contractual conditions.
(3) Minimum subscription amount: EUR 25,000.
(4)  In the event of a request for early closure, the applicable conditions and penalties are determined at the time of the request and communicated to you by your advisor.