Your real estate project
Looking for the perfect property and need a loan? Discover our full range of financing solutions. Our real estate experts will help you set up a personalised solution, perfectly suited to your needs.
Special Offer National Housing Week 2026
Are you planning to buy a primary residence in Luxembourg?
From 1 October 2026 to 31 October 2026, BGL BNP Paribas supports your project and offers a dedicated package for a new mortgage loan application(*):
- a preferential interest rate;
- up to EUR 5,000 in mortgage deed fees reimbursed for any notarial deed signed before a notary by 31 December 2026.
Welcome to BGL BNP Paribas!
Your tools
Loan calculator
- Estimate your borrowing capacity,
- Visit your local branch.
Loan simulator
- Simulate your home loan,
- Apply for a home loan online.
Your financing solutions
Mortgage
- Multiple combinations available,
- Fixed, variable or adjustable interest rates,
- Choice of repayment term!
Loans for young people
- Progressive repayments,
- Reduced monthly payments for the first few years.
Wüstenrot
- Combine a loan and a home savings scheme,
- Finance your home and take advantage of tax benefits!
Rental guarantee
With the BGL BNP Paribas rental guarantee, we make the amount of your deposit available on a dedicated blocked account, helping you settle into your new home more easily.
- A simple solution to set up your rental guarantee
- Your deposit amount is secured for the entire duration of the lease
- Support to help you with your rental procedures
Additional solutions
Practical guide
First-time buyers
Everything you need to know about buying your first home.
Find out more
Buying and selling your home
- Your budget
- Rent or sell
- Available financing options, and more...
Investing in real estate
Our advice for making your real estate investment a success.
Find out more
Secondary residence
Planning the purchase, conditions and financing solutions... We’ve got the answers!
Find out more* Offers subject to conditions and to the Bank's approval of your application. Special conditions valid from 1 to 31 October 2026. Reimbursement of mortgage deed fees up to 0.5% of the total amount of your mortgage loan, with a maximum of EUR 5,000, for a primary residence in Luxembourg, provided that the notarial deed is signed before 31 December 2026.
For an amortised mortgage of EUR 500.000 fully disbursed in a single sum and repayable over 25 years at a variable interest rate of 4.00 % p.a., the borrower will repay 300 monthly instalments of EUR 2.657,98 (excluding optional insurance). The fixed annual effective interest rate is 4,12 % per year. Assuming the aforementioned interest rate does not change, the overall cost of the loan would be EUR 297.394.00 made up of debit interest (EUR 294.894,00), a one-time advance fee (EUR 2.000) and account handling charges (EUR 500). As a result, the total amount owed by the borrower would amount to EUR 797.394,00.
