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Essentiel Pack

Bank account

With loyalty discount


Without loyalty discount

3€ / month

One Visa Debit

A current account

Free credit transfers in euro

Open an account online

Essential day-to-day banking services are just a few clicks away.

All the digital services you need

With Web Banking, you can bank online any time. Plus, you can use the Payconiq, Apple Pay, Fitbit Pay and Garmin Pay payment solutions.

The essential card

Visa Debit is an international, instant-debit payment card allowing you to manage your budget and make day-to-day purchases online and in store.

Travel at no extra cost

Cash withdrawals are free of charge in Luxembourg and at all Global Alliance and BNP Paribas Global Network partner banks.

Switch banks easily and free of charge

Are you looking to change banks? With FaciliSwitch, BGL BNP Paribas will take care of everything on your behalf.

Financial investment

To meet your long-term goals, opt for solutions that match your profile (life insurance, savings plans, investment funds and advice on how to build your portfolio). 

Account aggregation

Get an overview of all your bank accounts at BGL BNP Paribas or any other bank, allowing you to easily coordinate your accounts and manage your budget with peace of mind.

Frequently asked questions about the Essentiel Pack:

  • icone faq question
    What are the conditions to open an Essentiel Pack?

    To be eligible for a Essentiel Pack, you’ll need to meet the following condition:

    You must be aged 18 or over and legally competent.

    To open an Essentiel Pack, please provide us with:

    • Your ID card,
    • Proof of address: certificate of residence (dated within the last three months), electricity, gas or water bill, or home insurance certificate,
    • Your tax number (CNS number if you are a Luxembourg resident),
    • Your employment contract (if it is dated within the last three months), or a recent payslip (dated within the last three months);
  • icone faq question
    What is the loyalty discount?

    The loyalty discount is granted when at least €1,500 is paid in to your BGL BNP Paribas current account each month.

Bank account

Comfort Pack

Meets your day-to-day needs

From €3/month

The ideal bank account for your routine banking operations. Get a Visa Debit card and a credit card for your online and in-store purchases.

(1)Offer subject to terms and conditions and approval of your application by the bank.
(2)Transfers in EUR in Luxembourg and to a current account in the SEPA (EU countries, United Kingdom, Norway, Liechtenstein, Iceland, Monaco, Switzerland, Andorra, San Marino, Vatican, Guernsey, Jersey and Isle of Man) with the IBAN and BIC of the recipient, stating “shared costs”.
(3)Within the global network of BNP Paribas (Global Network) and its partners (Global Alliance), cash withdrawals in EUR with a debit card are free of charge
(4)Offer subject to terms and conditions and approval of your application by the bank. and monthly inflows of at least €1,500.
(5)The loyalty discount is applied on the basis of monthly inflows of at least €1,500.