Home loan

Home loan

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Are you planning to buy your own apartment or house? BGL BNP Paribas would like to help you as you take your first steps towards independence. We can offer you flexible home loans, making it possible for you to find the repayment schedule that best fits your situation.



For example, with the staggered repayment plan, you can pay only the interest on your loan for the first five years. Take advantage of the advice and support offered by our young people's advisors, particularly on the subject of state assistance.

For full details on our home loan offerings, click here



  • Tax-deductible
  • Home loan at a reduced interest rate
  • Term of repayment up to 30 years


Example: for a 20-year amortisable mortgage for the acquisition of a principal residence for a total amount of EUR 300,000, paid in full and in one instalment, with a fixed debit rate of 1.80% annually, you will repay 240 monthly instalments of EUR 1,494.63 (not counting optional insurance). Fixed APR (Annual Percentage Rate): 1.89% annually (as long as your salary account is domiciled at our bank and you subscribe to payment protection insurance with Cardif Lux Vie). Total amount due by the borrower: EUR 359,711.20, including a single advance commission of EUR 1,000, with the EUR 432 accounting holding fee and administrative fees offered free of charge.

The use of this tool is in no way binding on the Bank with regard to the parameters used for the simulation and cannot be considered a loan offer and/or approval. The above example is provided for information purposes and cannot be considered a loan offer and/or approval. The Bank cannot be held responsible for the examples given nor for any decision that any person might make based thereon.


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