Home credit Luxembourg

home loan


Do you need a loan to buy, build or beautify your new home? With our comprehensive range of financing solutions and expert advisors, we can help you find the perfect package!


Estimate your borrowing capacity             Estimate your monthly repayments



Our range of financing solutions

  • Fixed rate so that you know how much you will pay per month throughout the loan; variable rate so that you can make early repayments without paying fees; adjustable fixed rate that can be adjusted every 5, 10, 15 or 20 years for the perfect balance of security and flexibility.
  • Repayment term of up to 30 years
  • Mortgage paired with a Schwäbisch Hall home savings scheme to make use of any tax benefits
  • Linear repayment (principal + interest) or a bridge loan while you wait to sell your previous home
  • SmartHome by BGL BNP Paribas is a mortgage plan that consists of a “traditional” part and a “bullet” part*


Special offers

Are you between 18 and 29 years of age? We will reimburse you for the fees (minutes) for having the credit facility agreement approved by a notary (subject to terms)!

Are you making your home greener? We will reimburse up to EUR 1,000 for energy consultancy when you take out a loan for energy-related renovations!


Do you want to invest in renewable energies?

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Discover Enovos' enosolar,
an all-inclusive solution!


*) A bullet loan is a loan where only the interest is payable until the contract expires, when the capital must be repaid in a lump sum (up to 25% of the property purchase price over a maximum of 10 years).


See also





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