Home credit Luxembourg

home loan


Do you need a loan to buy, build or beautify your new home? With our comprehensive range of financing solutions and expert advisors, we can help you find the perfect package!


Simulate your home loan

Rate shown is for informational purposes only. Please contact our advisors to learn about applicable rates.



Our range of financing solutions

  • Fixed rate so that you know how much you will pay per month throughout the loan; variable rate so that you can make early repayments without paying fees; adjustable fixed rate that can be adjusted every 5, 10, 15 or 20 years for the perfect balance of security and flexibility.
  • Progressive repayment for the first five years: reduce monthly payments by only paying the interest
  • Repayment term of up to 30 years
  • Loan-to-value of up to 100%
  • Mortgage paired with a Schwäbisch Hall home savings scheme to make use of any tax benefits
  • Linear repayment (principal + interest) or a bridge loan while you wait to sell your previous home


EasiHome: all-inclusive mortgage

Make your life easier by opting for a comprehensive financing package that allows you to finance and insure your property in Luxembourg: a mortgage, Credit Protection insurance, and Multi-risk home insurance.

Your benefits: EUR 150 per child per annum until the age of 12


Special offers

Are you between 18 and 29 years of age? We will reimburse you for the fees (minutes) for having the credit facility agreement approved by a notary!

Are you making your home greener? We will reimburse up to EUR 1,000 for energy consultancy when you take out a loan for energy-related renovations!


See also




Example: for a 20-year amortisable mortgage for the acquisition of a principal residence for a total amount of EUR 300,000, paid in full and in one instalment, with a fixed debit rate of 1.80% annually, you will repay 240 monthly instalments of EUR 1,494.63 (not counting optional insurance). Fixed APR (Annual Percentage Rate): 1.89% annually (as long as your salary account is domiciled at our bank and you subscribe to payment protection insurance with Cardif Lux Vie). Total amount due by the borrower: EUR 359,711.20, including a single advance commission of EUR 1,000, with the EUR 432 accounting holding fee and administrative fees offered free of charge.

The use of this tool is in no way binding on the Bank with regard to the parameters used for the simulation and cannot be considered a loan offer and/or approval. The above example is provided for information purposes and cannot be considered a loan offer and/or approval. The Bank cannot be held responsible for the examples given nor for any decision that any person might make based thereon.

Quick and practical




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