Fixed rate so that you know how much you will pay per month throughout the loan; variable rate so that you can make early repayments without paying fees; adjustable fixed rate that can be adjusted every 5, 10, 15 or 20 years for the perfect balance of security and flexibility.
Example: for a 20-year amortisable mortgage for the acquisition of a principal residence for a total amount of EUR 300,000, paid in full and in one instalment, with a fixed debit rate of 1.80% annually, you will repay 240 monthly instalments of EUR 1,494.63 (not counting optional insurance). Fixed APR (Annual Percentage Rate): 1.89% annually (as long as your salary account is domiciled at our bank and you subscribe to payment protection insurance with Cardif Lux Vie). Total amount due by the borrower: EUR 359,711.20, including a single advance commission of EUR 1,000, with the EUR 432 accounting holding fee and administrative fees offered free of charge.
The use of this tool is in no way binding on the Bank with regard to the parameters used for the simulation and cannot be considered a loan offer and/or approval. The above example is provided for information purposes and cannot be considered a loan offer and/or approval. The Bank cannot be held responsible for the examples given nor for any decision that any person might make based thereon.