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A dedicated advisors for your activity

Our dedicated advisors understand the challenges of your profession and offer personalized support with advice tailored to your specific needs

A tailer-made offer for you

Discover a flexible professional account, adjustable according to your needs, with cards and services designed to simplify your daily management

An easy management, wherever you are !

Access simple and effective online tools to manage your activity with peace of mind, wherever you are and whenever you need it

Support at every stage

Because your time is precious and your needs are specific, we are by your side to help you manage, finance, and secure your activity with simple, concrete solutions adapted to your professional reality.

Whether you are starting your practice, developing your clientele, or consolidating your structure, our advisors support you with responsiveness and expertise to bring your projects to life.

We are here to help you:

  • start or grow your activity;
  • finance a vehicle or professional premises;
  • invest in equipment or tools;
  • anticipate your retirement with peace of mind;
  • protect your activity against unforeseen events.

Our daily solutions

Banque pour independant au luxembourg BGL BNP Paribas PCC
Bank account

Bank account

  • a designed account for your activity;
  • customized payment methods.
Learn more
Bank cards

Choice of bank cards

  • credit cards to manage your professional expenses;
  • physical or online international payments;
  • insurance and assistance to support you during your business trip.
Learn more

Our financing solutions

Project Financing

Investment credit

  • financing your projects from the start;
  • customized solutions to acquire new equipment.
Learn more
Banque start-up BGL BNP Paribas PCC
Cash Flow Financing

Working capital financing

  • tool to cope with cash flow fluctuations;
  • cover short-term unforeseen events.
Learn more
Asset Financing

Financial leasing

  • equipment financing without mobilizing your cash flow;
  • you are the owner at the end of the contract with a purchase option.
Learn more
Asset Financing

Operational leasing

  • long-term rental solutions;
  • all-inclusive mobility solutions.
Learn more
Architect working in his office. Standing and talking on smart phone and writing notes with pencil. Talking to client.
Real Estate Financing

Real estate loan

  • multiple combinations possible;
  • fixed, variable, or revisable rates;
  • flexible repayment duration.
En savoir

How to contact us?

Our advisors are available

(+352) 42 42 - 4343

Always by your side with Web Banking

  • Instant overview of all your accounts 24/7;
  • Make instant credit transfers* and regular transfers;
  • Keep in contact with your adviser via secure messaging;
  • Apple Pay & Payconiq available;
  • Access savings and investment products;
  • Subscribe to our products via your Web Banking app;
  • Manage your bank cards yourself: adjust your card limit, block or unblock your card and manage your PIN code;
  • The Web Banking app is available in the App Store and Google Play

 

OptiLib: an insurance solution to easily prepare your retirement

With OptiLib insurance, you build up an additionnal retirement savings while reducing your taxes.

OptiLib insurance advantages:

  • you prepare for your retirement: at the end of the contract, the capital is generally exempt from income tax;
  • you benefit from tax advantages by reducing your charges;
  • you protect your loved ones: in case of death, the money you have invested goes to the designated beneficiary(ies).

 

First connection to My Business Banking? Our experts guide you:

MyBusinessBanking@bgl.lu

 (+352) 42 42-7000

 

Frequently asked questions

  • icone faq question
    What is a liberal profession?

    The liberal profession refers to any profession exercised:

    • based on appropriate qualifications;
      personally;
    • under one's own responsibility;
    • professionally independently. 

    Providing intellectual and conceptual services in the interest of the client and the public (directive on the recognition of professional qualifications No. 2005/36/EC). Architects, lawyers, doctors, dentists, physiotherapists, accountants, engineers, notaries, bailiffs, veterinarians, and pharmacists practice liberal professions.

  • icone faq question
    Can I open a professional account as a liberal professional or independent?

    Yes, as a liberal professional or independent, it is recommended to open a bank account dedicated to your activity for better financial management and to comply with certain accounting requirements.

  • icone faq question
    How to finance the acquisition of a practice or professional premises?

    We offer specific real estate loans to liberal professionals for the purchase or renovation of your professional premises. For more information, read the page dedicated to financing

  • icone faq question
    Can I obtain a payment terminal to collect payments from my clients?

    We offer payment solutions adapted to liberal professions, including physical payment terminals.

  • icone faq question
    Are there specific insurances for liberal professions?

    We offer adapted insurances, such as OptiLib life insurance, allowing you to prepare for your retirement while benefiting from tax deductions.

     

(*)My Business Banking is dedicated to any professional operating under the legal status of a legal entity. As an independent, you can access our standard Web Banking solution. Learn more.