Menu Close
The bank for a changing world
0 Résultat

Proximity and simplicity

BGL BNP Paribas: Combining technology and a personal relationship. Your bank is mobile and adapts to your lifestyle. However, our advisors are always at your side to help you make your projects a reality.

Conduct all your operations online

From opening an account online to everyday transactions, we enable you to be increasingly flexible when it comes to managing and monitoring your accounts.

Spurred on by new, innovative technologies, our teams work to continuously develop and improve online services.

Our local branches are there for you

The advisors of BGL BNP Paribas’ 41 branches are happy to meet with you to discuss the most important projects in your life: graduation, buying a home, securing your children’s future or preparing for retirement.

Branch advisors are available to provide advice and expertise, keeping a close eye on the progress of your projects.

To help you feel at ease, BGL BNP Paribas has entirely revamped its branch network: private areas for consultations, flexible business hours or improved accessibility for people with reduced mobility.

A bank for everyone

BGL BNP Paribas supports you by offering solutions suited to every milestone in your personal or professional life. As part of the BNP Paribas Group, BGL BNP Paribas is able to offer a wide range of banking and insurance products and services.

Individuals

Whether you’re a student or a job starter, a family or a retired couple, every key moment in your life is marked by different goals and requirements.

BGL BNP Paribas, a long-standing partner to individuals, offers a broad selection of banking and insurance products and services.

Discover our products and services for individuals

Companies

Whether you’re the head of a start-up, a small business or the sales manager at a major company, you all have one thing in common: plenty of projects in the pipeline!

BGL BNP Paribas, a long-standing partner to its professional clientèle, adapts its offering to your company’s size and requirements. Specialised advisors who know the field help ensure that your projects thrive.

Are you looking to expand abroad? BGL BNP Paribas works closely with the BNP Paribas Group to help major companies make their international business a success.

Our professional offering in more detail

Private Banking

Whether it is for the management or transmission of your assets, our private bankers are here to help, offering you their full range of expertise. Located throughout Luxembourg, our Private Banking Centres provide you with personalised and specialist advice.

Your private banker is committed to supporting you and your projects, while providing you with a global and tailored approach to your assets. Thanks to the BNP Paribas Group, our Private Bank strengthens its local foothold while offering international investment solutions to our private and professional clients: wealth engineering, real estate, art, philanthropy and socially responsible investment.

Contact a BGL BNP Paribas private banker

Public sector and associations

It is our responsibility to also meet the specific needs of local authorities and associations, which is why BGL BNP Paribas has developed a comprehensive and specialised offering for these non-commercial sectors.

Discover our offering for associations and the public sector

A sustainable and responsible strategy

"As a major international company and financial services group, we have the human, technological and financial resources to push boundaries, to be part of the solution and to take a leading role.” 

Excerpt from the BNP Paribas Engagement Manifesto 2020

Our values

Responsibility underpins our global strategy, and guides our decisions and actions in the interests of our clients, as well as all participants in society and the economic sector. Be it the environment, solidarity, cultural patronage or sponsorship, we are genuinely committed to meeting our clients’ expectations and upholding the values of our corporate culture.

A committed and socially responsible company

Being the bank for a changing world means constantly improving the support provided to our clients, while contributing to sustainable and more equitable growth.

The BNP Paribas Group’s corporate responsibility policy is built on four main pillars:

  • Our economic responsibility: ethical financing of the economy
  • Our social responsibility: develop a committed and loyal approach to human resources management
  • Our civic responsibility: make a positive contribution to society
  • Our environmental responsibility: take action against climate change

These four pillars reflect our responsibilities to our clients, our employees, society and the environment.

Read about the bank’s achievements

Compliance

In order to build a reputation as a trustworthy economic player, BGL BNP Paribas places particular emphasis on scrupulously complying with applicable regulations.

By strictly applying the highest standards in terms of compliance and ethics, we are helping to protect our clients and encourage responsible finance.

All employees of the BNP Paribas Group in Luxembourg undergo regular training sessions on legal compliance in the financial sector.

Innovation as a driving force

Like many companies, BGL BNP Paribas is undergoing a major digital transformation. New ways of working are being developed, new behaviours are emerging, and our clients’ needs are changing. Innovation forms an integral part of our overall strategy, without losing sight of our core purpose: putting clients at the heart of everything we do.

A new way of working

BGL BNP Paribas is developing new ways of working by  encouraging digital solutions, increasing agility and capitalising on useful innovations.

With a constant focus on our clients, we’re helping to reinvent the bank of tomorrow by bringing people and resources together around innovative and value-adding projects.

Genius by BGL BNP Paribas

In conjunction with fintech Personetics, the bank’s web banking app boasts an AI-based tool that helps clients manage their money better, by suggesting customised information.

Lux Future Lab

Lux Future Lab is a start-up incubator created by BGL BNP Paribas. A real start-up “haven”, Lux Future Lab offers hosting, training, advice, access to the BNP Paribas network and financing.

Discover Lux Future Lab

Results and awards

BGL BNP Paribas has been part of the Luxembourg economic landscape since 1919. It is an essential pillar in the local economy.

Ratings : A strong bank in a strong country

Since 1996, rating agencies Standard and Poor’s, Moody’s Investors Service and Fitch Ratings have attributed ratings to banks and countries.

 

Rating of the bank BGL BNP Paribas
Notation Moody's Standard & Poor's Fitch Ratings
Long term A2 A+ A+
Short term P-1 A-1 F1
Rating of Luxembourg
Moody's Standard & Poor's Fitch Ratings
Aaa AAA AAA

 Update: 05/04/2019

Key figures
Consolidated key figures in millions of euros
Profit and loss account 2018 2017
Revenues 1.447,0 1.345,3
Operating expenses (763,9) (683,5)
Cost of risk (60,4) (35,5)
Net profit attributable to equity holders of the parent 338,9 365,8
Balance Sheet    
Total balance sheet 54.597,2 49.630,9
Loans and receivables due from customers
31.707,4 28.553,8
Due to customers and debt securities 31.287,1 27.711,7
   Bâle 3 (phased in) Bâle 3 (phased in)
Regulatory own funds 5.909,3 5.710,3
Amount of risk weighted assets 26.208,0 24.599,1
Solvency ratio 22,6% 23,2%   22,5%

Awards

In 2018, BGL BNP Paribas received multiple awards recognising its employees’ hard work and the results achieved on behalf of its clients.

 

 

  • Best Bank 2018 in Luxembourg
    BGL BNP Paribas named Best Bank in Luxembourg 2018 by Euromoney magazine.

    For the third year in a row, BGL BNP Paribas was named Best Bank in Luxembourg by Euromoney magazine, a reference publication in international finance and banking, at the 2018 Awards for Excellence held in London on 11 July.

    Geoffroy Bazin, Country Head of the BNP Paribas Group in Luxembourg and Chairman of the BGL BNP Paribas Executive Committee, made the following remarks: “We are extremely proud to see BGL BNP Paribas once again named Best Bank in Luxembourg by Euromoney. This accolade, which our bank has now received for the third year in a row, will stoke our efforts to rise to future challenges facing the bank and satisfy the evolving expectations of our clients. This award is the result of working together, and I must congratulate all bank employees on their commitment, just as I have to thank our clients for the trust they place in us.”

     

  • World's Best Trade Finance Provider in Luxembourg
    BGL BNP Paribas voted World's Best Trade Finance Provider in Luxembourg by Global Finance magazine. 

    The “World's Best Banks” were selected on the basis of their performance over the past year, and in particular:

    • transaction volumes
    • scope of global coverage
    • quality of services offered
    • competitive pricing
    • innovative technologies

    The selection was also made based on criteria such as reputation and management quality.

    The Global Finance panel, which was supported by international analysts, financial executives and bankers, reviewed the best Trade Finance institutions in 94 countries and regions.

  • Bank of the Year 2018
    BGL BNP Paribas named Bank of the Year 2018 in Luxembourg by The Banker

    BGL BNP Paribas has been named Bank of the Year 2018 in Luxembourg by The Banker, the Financial Times' specialist financial magazine. The Bank received this award at a ceremony held in London on 29 November 2018.

    The Bank of the Year Awards are decided by a panel from The Banker, which chooses one bank per country on the basis of criteria such as performance, innovation, value proposition to clients, and even the company's role in society.

    "We are proud of this award, which recognises our ongoing efforts to serve our clients. Along with the commitment from our staff, our Bank's financial standing and capacity for transformation and innovation are key factors behind BGL BNP Paribas' success. We are particularly delighted as this award from The Banker comes on top of the Best Bank in Luxembourg title that Euromoney handed us for the third consecutive year", said Geoffroy Bazin, Country Head of the BNP Paribas Group in Luxembourg and Chair of the BGL BNP Paribas Executive Committee.

  • Best Private Banking Services Overall
    BGL BNP Paribas was named best private bank in Luxembourg by Euromoney

    At the “Euromoney Private Banking Awards” ceremony in London on 21 February 2019, BGL BNP Paribas took first place in the “Best Private Banking Services Overall” category, confirming its position as market leader in Luxembourg.

    BGL BNP Paribas also came first in Luxembourg for its services to Super Affluent Clients(USD 1 million to USD 5 million) and High Net Worth Clients (USD 5 million to USD 30 million), and topped the rankings for Philanthropic Advice and Social Impact Investing.

    Following the ceremony, Geoffroy Bazin, Country Head of the BNP Paribas Group in Luxembourg and Chairman of the BGL BNP Paribas Executive Committee, said:

    We are very proud to be named best private bank in Luxembourg by Euromoney. This result confirms the Group's key position in the private banking market, and reflects the active and responsible role that BGL BNP Paribas plays in developing the Luxembourg finance industry. I am especially pleased that the bank also came first for philanthropic advice and social impact investing. This encourages us to keep up our efforts in these areas, and more generally to continue investing in order to meet all of our clients' expectations. I would like to thank our clients for the trust they have shown in us, and congratulate all bank employees for the work and commitment that led to this success.”

    Each year, Euromoney magazine carries out a global survey of private banks and, based on votes from market participants, publishes one of the most influential rankings in the industry. Other prizes won by the BNP Paribas Group at the 2019 Euromoney Private Banking Awards include number one private bank in the eurozone and fourth best private bank globally. The BNP Paribas Group was also named best private bank in France, Poland and Monaco.

Economic news

Chief Economist at BGL BNP Paribas, Yves Nosbusch, regularly analyses the latest economic and financial news. He takes a look at the economic outlook, helping you see things more clearly.