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Professional operating lease special offer!

From 20 September to 31 October 2022, BGL BNP Paribas and Arval Luxembourg are giving you the chance to equip yourself with a private car or commercial vehicle for your business, at a special discount, and with services included.

Find out about our exclusive offer for the operating lease of vehicles – 60-month lease for 10,000 km/year

  • Citroën ë-C4: EUR 289/month excl. VAT(1)(2)(3)

Find out about our exclusive offer for the operating lease of commercial vehicles – 42-month lease for 20,000 km/year

  • Renault Express Van: EUR 369/month excl. VAT (1)
  • Renault Master Van: EUR 459/month excl. VAT (1)

It’s easy to keep your professional budget under control!

With Arval Luxembourg, all services are included for a fixed monthly cost.

What is an operating lease for professionals?

An operating lease is the long-term rental of a vehicle adapted to the professional’s needs. The long-term lease of vehicles allows professionals to guarantee their mobility in return for a rental fee.

This all-inclusive monthly rental fee covers the use of the company vehicle as well as all related services:


And much more !

Operating leases for professionals: how do they work?

Current operating lease offers for professionals :

Citroën ë-C4 50kWh Feel

from EUR 289, excl. VAT, over 60 months(1)(2)(3)

Lease over 60 months - 10.000km/year(4)
Metallic paint included (choice of colours)

136 hp;
Electric: range of up to 357 km;
5 doors, 5 seats;
Rear parking assist;
Citroën Connect 10” touchscreen tablet and Mirror Screen;
Air conditioning, etc..

Renault Express Van 1.5 BlueDCi 95 Confort

from EUR 369, excl. VAT, over 42 months(1)(2)(3)

Lease over 42 months - 20.000km/year(4)

95 hp;
Diesel: 5.1 l/100 km;
Load volume 3.3 m3;
Full rotating grid partition and folding passenger seat with longitudinal adjustment;
Sliding sheet metal right-hand side door;
Electric front windows;
Automatic headlights and rain-sensing front wipers, etc.. 

Renault Master Fourgon 2800 L1H1 Blue DCi 110 Confort

from EUR 459, excl. VAT, over 42 months(1)(2)(3)

Lease over 40 months - 20.000km/year(4)

110 hp;
Two-seater front passenger seat;
Full fixed sheet metal partition;
180° sheet metal rear doors;
Automatic headlights and rain-sensing wipers, etc..

With a long-term lease, everything is covered !

Drive an all-inclusive car (3)(5)

Get behind the wheel of your ideal car!

Would you like to choose other types of vehicles on professional operating lease? Well, you can!

Arval has a wide range of vehicles for lease in its catalogue(6).

Did you know that you can completely customise your vehicle to your preferences, taste and requirements?

With an operating lease for professionals, you can work with peace of mind

Want to manage your budget, make accurate forecasts for your business vehicle and save time?

Discover the benefits of a long-term lease for professionals:

  • new vehicle: drive the car, commercial vehicle, van or minivan of your choice (make, model, colour, options, etc.);
  • fixed monthly all-inclusive lease including a range of services: servicing, maintenance, insurance, 24-hour breakdown assistance, replacement vehicle, etc.(3)(5) ;
  • term, mileage(4) : you can adjust the term and mileage of your lease according to your needs;
  • single point of contact : A leading BNP Paribas Group company specialising in long-term vehicle leases, Arval Luxembourg simplifies the administrative tasks associated with your vehicle throughout the lease term;
  • simplicity : at the end of the lease, you return your vehicle without having to worry about any formalities or resale, and can choose a new vehicle.
It’s simple, convenient, and has no hidden surprises(2)!

Focus your full attention on your business!

Good to know

In the current economic climate, delivery times for vehicles are being stretched.
As a professional, Arval Mid-Term Rental product allows you to benefit from a courtesy vehicle immediately.

Frequently asked questions about long-term leasing for professionals

  • icone faq question
    Who is long-term leasing for professionals aimed at ?

    Long-term leasing for professionals is aimed at self-employed and freelance professionals in Luxembourg who hold a Luxembourg VAT number.

  • icone faq question
    What type of vehicle can I rent?

    You can rent any new car, van, minivan or commercial vehicle authorised on Luxembourg roads and purchased from a Luxembourg dealer, as well as any luxury car or vehicle weighing more than 3.5 tonnes authorised on Luxembourg roads.

  • icone faq question
    What services are included in my leasing agreement?

    Arval Luxembourg offers all-inclusive vehicle leases (excluding fuel) with monthly lease payments covering:

    • Use of the vehicle,
    • Servicing and maintenance: regular servicing, mandatory roadworthiness tests, tyre changes (depending on the estimated mileage), replacement of defective parts,
    • International insurance and assistance: insurance, material damage cover, 24-hour breakdown service and towing throughout Europe, driver and passenger repatriation, replacement vehicle,
    • taxes: registration, tax disc
  • icone faq question
    How are the monthly lease payments for my business vehicle calculated?

    Determined in advance, monthly lease payments (60 months maximum) are calculated based on the vehicle’s purchase price and residual value, the lease term, the mileage chosen and operational services.

  • icone faq question
    Is it possible to terminate my contract early?

    Yes. Early termination fees will be charged depending on the number of days prior to contractual termination. The agreement can also be transferred to a third party under certain conditions.

  • icone faq question
    Should I cancel the insurance on my old car?

    Yes. Insurance is included in our long-term lease offer. You can transfer your old no-claims bonus to your operating lease. Once your previous insurance has been cancelled, simply send your certificate to Arval Luxembourg, which will transfer your no-claims bonus to your car rental.

  • icone faq question
    Can I deduct the cost of my vehicle in my business tax return?

    In principle, lease payments for the use of professional vehicles may be deductible. However, if you wish to take out a long-term lease as a self-employed or freelance professional, please refer to the legal and tax framework governing your profession.

  • icone faq question
    What happens if I exceed my contractual mileage?

    During the term of the agreement, it’s possible to change the term and mileage (subject to the maximum authorised term and mileage limits for the vehicle in question) up to three months before the vehicle is returned.

    The monthly rent is then adjusted. It’s important to estimate your mileage carefully when the agreement is signed. In the event of excess mileage, an amendment to the lease will be proposed, setting out a new lease payment and a new mileage allowance.

  • icone faq question
    What happens if I haven’t accumulated the mileage set out in the agreement?

    Any remaining mileage will be reimbursed.

  • icone faq question
    Is it possible to buy the car at the end of the agreement?

    Long-term leases don’t include the option to buy the vehicle when the lease term ends. The vehicle remains the property of the lessor, Arval Luxembourg, which is responsible for selling the car on the second-hand market when the agreement expires.

    However, if at the end of the lease you wish to purchase the vehicle, Arval Luxembourg may sell it to you at the market price.

  • icone faq question
    What’s the difference between a finance lease and an operating lease?

    Financial leasing is a financing solution that lets you finance your purchase while continuing to manage any upkeep, maintenance, repairs, etc.

    An operating lease is a more comprehensive long-term solution, including the lease of the vehicle as well as any related costs (insurance, tyres, etc.).

    Unlike a finance lease, an operating lease only involves the long-term rental of vehicles.


(1)Private Lease is a product offered by Arval Luxembourg S.A., 2 rue Bové L-1253 Luxembourg, RC B57655, in its capacity as lessor, in conjunction with BGL BNP Paribas S.A. Offer only valid from 20/09/2022 to 31/10/2022 inclusive, while stocks last. Offer reserved for self-employed and freelance professionals with a Luxembourg VAT number who are clients of BGL BNP Paribas S.A. This advertising catalogue does not constitute an offer. A lease agreement is dependent upon your application being analysed by BGL BNP Paribas S.A. and approved by Arval Luxembourg S.A., and will always be subject to Arval Luxembourg S.A.’s General Terms and Conditions for Private Leases.
Equipment and delivery times for vehicles depend on availability at the manufacturer and/or importer and the configuration selected.
Photographs of vehicles are for illustration only and may differ from the vehicle offered. Arval Luxembourg S.A. cannot be held responsible for the inaccuracy of the information contained in this document.
Responsible publisher: BGL BNP PARIBAS S.A. – 50, avenue J.F. Kennedy – L-2951 Luxembourg – R.C.S. Luxembourg: B 6481
(2)Offer subject to conditions and reserved for self-employed and freelance professionals with a Luxembourg VAT number. Subject to the review of your application by BGL BNP Paribas and approval by Arval Luxembourg.
(3)Monthly lease prices are indicative only and subject to (i) tax status, the residual value of the vehicle as determined by the lessor, the interest rate, the book value of the vehicle, and the options, configuration and equipment selected; (ii) adjustments to the configuration and equipment. The monthly lease payment shown (exclu. VAT) depends on the agreed term and mileage. The monthly lease payment includes: maintenance, repairs, changing and storage of summer and winter tyres depending on wear, road tax, depreciation and interest, VAT, Europe-wide assistance, a courtesy car of a lower category for any downtime longer than 24 hours, the Perfecta service (cover provided by Arval Luxembourg S.A. for the risk of damage, total write-off or theft) with application of an excess payable by the lessee under certain conditions, and insurance(third-party insurance, legal protection and driver injury insurance).
Not included in the monthly lease payment: fuel, electricity and driving fines. The CO2 rates are also indicative and depend on the options chosen and/or the data provided by the manufacturer. At the end of the agreement, the kilometres will be invoiced at the price indicated in the lease agreement. If the lease agreement is terminated early, a termination fee will be charged. There is no purchase option.
(4)Other terms and mileage possible with adjustment to lease payment. On request.
(5)**Insurance includes legal protection, driver injury insurance and third-party insurance. Insurance is included in the price of the lease.
(6)Monthly lease prices are indicative only and subject to (i) changes in tax status, the residual value of the vehicle as determined by the lessor, the book value of the vehicle, and the options, configuration and equipment selected; (ii) adjustments to the configuration and equipment.