
DUO option: 50% off your second bank card for retail clients(7)
With the “Libertés” offer, retail clients get 50% off the standard rate for a second credit card of the same kind: Visa Classic or Mastercard Gold, Platinum or Elite(*).
Just graduated and want to go freelance?
Have a plan and want to start your own business?
Do you need a business current account with a Luxembourg bank to:
As a business client, you have access to dedicated support from our SME and Liberal Professions Business Centres, where you will receive bespoke assistance.
Your BGL BNP Paribas adviser is a real partner, here to help. They have the expertise to advise you on opening a current account (1) tailored to your needs.
We have a range of business offers for optimised management to suit your profile, business and needs.
Pick the option that’s right for you with the help of your expert adviser.
It includes:
The Essentiel current account that you put together with the help of your adviser offers you flexibility and maximum customisation.
The all-inclusive Pro bank account: simple, transparent, with no hidden surprises!
You get:
Did you know that you can use a cash reserve attached to your current account if necessary?
The OptiLine credit line(6) or call loan(6) is an arranged overdraft you can draw from whenever you need it. It allows you to use the amount agreed on in your contract as you please, at any time.
Repayments depend on the arrangements made with your adviser, but you pay interest only on the amount you actually use.
With the BGL BNP Paribas Libertés Pro offer, you’re free to pick and choose extra options(1) to add to your business bank account.
With the “Libertés” offer, retail clients get 50% off the standard rate for a second credit card of the same kind: Visa Classic or Mastercard Gold, Platinum or Elite(*).
Our credit cards come with insurance and assistance, subject to terms and conditions. These include(8):
Frequently asked questions
With your “Essentiel” current account, you can open multiple current accounts in any of the 11 currencies on offer.
To open a business account, the business and account type must meet the conditions for opening a business account at BGL BNP Paribas. Various supporting documents will be required. Contact your adviser to find our more and arrange a meeting.
(1)Offer subject to terms and conditions and approval of your application by the bank.
(2)The LuxTrust certificate must be obtained separately. The pricing schedule can be viewed at luxtrust.lu
(3)For any additional statement, the current postage charge will be applied.
(4)More information on the number of SEPA electronic transfers included with our business packages can be found on p.21 and p.8 of our pricing guide
(5)Within the global network of BNP Paribas (Global Network) and its partners (Global Alliance), cash withdrawals with a credit card are charged at the national rate (see details at bgl.lu). Credit card withdrawals and payments are subject to foreign exchange fees when the operation is conducted in a foreign currency or outside the EU. The foreign exchange fees applied to withdrawals in currencies other than the euro are calculated based on the daily Visa or Mastercard price, plus a mark-up fee.
For Visa and Mastercard credit card withdrawals, charges relating to cash advances (for withdrawals in EUR or in foreign currencies) shall continue to apply. Fee of EUR 2.50 + 2% of amount debited/withdrawn.
(6)Offer subject to terms and conditions and approval of your application by the bank. The overdraft amount is subject to a debit interest rate (see conditions in the Business Centre).
(7)Only for natural persons, excluding the following cards: Visa Debit, Mastercard Platinum, Mastercard Elite, Visa Business
(8)This section is non-exhaustive, and subject to conditions. Please refer to the “Insurance” publications for more information.