BUSINESS ACCOUNT IN LUXEMBOURG

Which bank should you choose for your business current account?

Just graduated and want to go freelance?
Have a plan and want to start your own business?

Do you need a business current account with a Luxembourg bank to:

• set up your company;
  
• pay the rent on your future premises;
  
• buy equipment;
  
• and get up-and-running?
  

Support from our Business Centres

As a business client, you have access to dedicated support from our SME and Liberal Professions Business Centres, where you will receive bespoke assistance.

A dedicated adviser is here to help

Your BGL BNP Paribas adviser is a real partner, here to help. They have the expertise to advise you on opening a current account (1) tailored to your needs.

A business current account tailored to your needs

We have a range of business offers for optimised management to suit your profile, business and needs.

Pick the option that’s right for you with the help of your expert adviser.

It includes:

• the “Essentiel” offer: essential products and services for managing your basic day-to-day activities;
  
• the “Libertés” offer: additional, optional products and services as and when you need them.
  

The “Essentiel” Pro offer for all of your everyday transactions

The Essentiel current account that you put together with the help of your adviser offers you flexibility and maximum customisation.

The all-inclusive Pro bank account: simple, transparent, with no hidden surprises!
You get:

• one or more current accounts for the day-to-day management of your finances, available in 11 different currencies;
  
• access to Web Banking for private clients⁽²⁾ on desktop, smartphone and tablet (Android/Apple);
  
• access to Multiline⁽²⁾ (online banking);
  
• online statements;
  
• one printed account statement a month included⁽³⁾;
  
• an ATM card, issued free of charge upon request, allowing you to deposit cash at our ATMs;
  
• free SEPA credit transfers⁽⁴⁾;
  
• cash withdrawals to help you manage your day-to-day finances if you request a Visa Debit card through the Libertés package⁽⁵⁾;
  
• four quarterly statements per account.
  

Good to know

Did you know that you can use a cash reserve attached to your current account if necessary?

The OptiLine credit line⁽⁶⁾ or call loan⁽⁶⁾ is an arranged overdraft you can draw from whenever you need it. It allows you to use the amount agreed on in your contract as you please, at any time.

Repayments depend on the arrangements made with your adviser, but you pay interest only on the amount you actually use.

The “Libertés” business offer for total peace of mind

With the BGL BNP Paribas Libertés Pro offer, you’re free to pick and choose extra options⁽¹⁾ to add to your business bank account.

Add bank cards for self-employed and professional clients⁽¹⁾⁽⁵⁾:

• VISA Debit card: enables you to make purchases online and in shops as well as withdraw cash in Luxembourg and around the world, with the amounts debited instantly.
  
• Visa Classic credit card: an international deferred payment method plus death and disability insurance.
  
• premium cards from the Mastercard range: Gold, Platinum or Elite.
  
  

Bank cards for companies⁽¹⁾⁽⁵⁾:

• VISA Debit card: enables you to make purchases online and in shops as well as withdraw cash in Luxembourg and around the world, with the amounts debited instantly.
  
• Visa Business card: an international deferred payment method plus death and disability insurance.
  It is linked to your company account and lets you:
  - make business-related payments and pay your employees without the need to advance your own funds;
  - make cash withdrawals worldwide.
  
  

Good to know

Our credit cards come with insurance and assistance, subject to terms and conditions. These include⁽⁸⁾:

• trip cancellation or curtailment;
  
• missed departure and/or delayed flight;
  
• lost or stolen luggage, or late luggage delivery;
  
• accidents abroad;
  
• medical assistance and fees;
  
• online purchases;
  
• hire car;
  
• golf equipment;
  
• winter sports;
  
• business equipment;
  
• 24/7 concierge services.