Student Loan

State Student Loan

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You're continuing your studies in higher education and you need funding?

The state student loan is a financial assistance package granted by the government, for a full higher education degree course. The student can benefit from this assistance for a maximum of a one-year period exceeding the official duration of a full degree course.

Details of the loan:

  • interest rate fixed at a maximum of 2% subsidised by the government

Repayment terms:

  • the start of the repayment term may be fixed at up to 2 years after the end of your studies
  • interest is due twice per year
  • term of the loan: 10 years


For every student loan that is taken out we offer a 5-year OptiStudent insurance policy !


To help you with your initial expenses at university (registration, rent, furniture, etc.), BGL BNP Paribas offers a € 5,000 money advance at 0% interest rate and a € 5,000 accomodation deposit.  Find out more here.  


For more information on the terms and conditions of this loan, please visit, ask at your branch or ask to be contacted :





Discover how to obtain the state student loan in our video (in french) 




Quick and practical