Life insurance for kids


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OptiKids is a life insurance product that enables you to save regularly for your child. It guarantees the payment of a capital sum at the end of the policy, so you can be sure that you are well-prepared for the future

  • you benefit from an attractive interest rate and dividends (depending on results of Cardif Lux Vie)
  • you can find out the value of your policy at any time
  • you benefit from a guarantee that the policy will continue until its term, whatever may happen
  • you have the option to choose additional guarantees against the risk of disability of the insured person or the child
  • premiums are tax-deductible (subject to compliance with certain conditions)
  • Tax-deductible
  • Flexible product
  • Guaranteed return



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