Contact an advisor
Print this page

OptiSave is an insurance product that enables you to save regularly at the same time as enjoying a number of benefits:

  • your premiums are tax-deductible (subject to compliance with the terms and conditions of article 111 L.I.R.) 
  • you choose the amount and frequency of your premiums 
  • you can find out the value of your policy at any time 
  • you have the option to choose additional guarantees


We offer two versions of our OptiSave insurance product:

  • OptiSave Fix : life insurance with guaranteed return and capital as well as a share of profits (depending on results of Cardif Lux Vie) 
  • OptiSave Flex : life insurance linked to a selection of funds corresponding to your risk profile


OptiSave is an insurance product offered by BGL BNP Paribas in partnership with Cardif Lux Vie.






Quick and practical


Assurance privée 


Déductions fiscales