Children's savings insurance


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OptiKids is an insurance product that enables you to save regularly for your child:

  • you benefit from an attractive interest rate and a share of profits (depending on results of Cardif Lux Vie) 
  • you can find out the value of your policy at any time 
  • you benefit from a guarantee that the policy will continue until its term, whatever may happen 
  • you have the option to choose additional guarantees against the risk of disability of the insured person or the child 
  • your premiums can be tax-deductible (subject to compliance with the terms and conditions of article 111 L.I.R.)


OptiKids is an insurance product offered by BGL BNP Paribas in partnership with Cardif Lux Vie.


We offer a wide range of investment options, some of which are tax deductible. Find out more.


  • Regular saving for your child
  • Tax-deductible

Quick and practical


Assurance privée 


Déductions fiscales