Example: for a 48-month loan totalling EUR 15.000, with a fixed debit rate of 2,90 % annually, you will repay 48 instalments of EUR 319.37 (not counting optional insurance). No application fees. Fixed APR (Annual Percentage Rate): 2,98 % annually (as long as you have an 'Essentiel' offer and your salary account is domiciled at our bank). Total amount due by the borrower: EUR 15 904,80.
The use of this tool is in no way binding on the Bank with regard to the parameters used for the simulation and cannot be considered a loan offer and/or approval. The hypothetical examples are provided for information only and are not considered as an offer and/or acceptance of a loan application. The Bank cannot be held responsible for the examples given nor for any decision that any person might make based thereon.