Permanent overdraft facility

Enjoy a permanent overdraft facility

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Do you have a project that is close to your heart for which you need ongoing access to funds?


OptiLine is a credit facility that presents a number of benefits.


The OptiLine credit facility offers you the opportunity to draw the amount agreed in your contract at your discretion and at any time. Repayments are free and not tied to a fixed repayment schedule.

Our Customised Current Account offers OptiLine as an option

  • flexibility in terms of use of the facility
  • permanently available
  • you only pay interest on the part actually used
  • no regular repayments
  • can be drawn on directly up to the amount of the overdraft facility (subject to acceptance of the account application)
  • interest paid is tax-deductible


Quick and practical