Life insurance


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OptiSave is an insurance product that enables you to save regularly at the same time as enjoying a number of benefits:

  • your premiums are tax-deductible (subject to compliance with the terms and conditions of article 111 L.I.R.) 
  • you choose the amount and frequency of your premiums 
  • you can find out the value of your policy at any time 
  • you have the option to choose additional guarantees


We offer two versions of our OptiSave insurance product:

  • OptiSave Fix : life insurance with guaranteed return and capital as well as a share of profits (depending on results of Cardif Lux Vie) 
  • OptiSave Flex : life insurance linked to a selection of funds corresponding to your risk profile


OptiSave is an insurance product offered by BGL BNP Paribas in partnership with Cardif Lux Vie.


We offer a wide range of investment options, some of which are tax deductible. Find out more.




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