Credit protection Insurance

Credit protection insurance

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Credit protection insurance guarantees the repayment of the outstanding balance on your loan in the event of your death or invalidity during the period of cover.


The surcharge only applies to Credit Protection Insurance policies on loans intended for the purchase or construction of a building to be used as a private dwelling house. The maximum surcharge is limited to 50 years.

 

 

Surcharge and additional surcharge for the single premium

 

 

Family situation

 

Surcharge

until

30 years

 

Additional surcharge

per year

to 31 at 49 years above

 

Additional surchage per year from

50 years

 

Taxpayer

 

 € 6,000

 

 

€ 480

 

€9,600

 

Taxpayer +1 child

 

 

 € 7,200

 

€ 576

 

€ 11,520

 

Taxpayer +2

 children

 

 € 8,400

 

€ 672

 

€ 13,440

 

Taxpayer +3

  children

 

 € 9,600

 

€ 768

 

 € 15,360

 

 Taxpayer +4

 children

 

 € 10,800

 

 € 864

 

 € 17,280

 

Per additional child

 

 

€ 1,200

 

 € 96

 

€ 1,920

 

 

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