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 ‘Essentiel' is a package of banking services that are vital for day-to-day management of all your current accounts:* 

  • a debit card
  • 15 BGL BNP Paribas electronic transfers** per month in the SEPA zone
  • V PAY withdrawals from all BGL BNP Paribas
  • 1 V PAY withdrawal excluding BGL BNP Paribas per month from ATMs in Luxembourg or within the European Union
  • access to Web Banking, Apps and Phone Banking
  • 4 statements per account and per year
  • 1 hardcopy statement per account and per month 
  • Securities account*** and investment advice


‘Essentiel' is priced at EUR 2.50 per month.


Put together your own package and tailor it to your needs by adding ‘Libertés' offerings.



* All your OptiFlex current accounts (11 currencies)

** Click for more informations about transfers

*** Does not include fees incurred in connection with account administration (custody fees, transaction fees, etc.) that are charged to the client.

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