The information provided by this simulation tool is generated based on your own statements and is only intended as a guide. The simulations generated cannot be considered a loan offer or approval, nor do they constitute advice. They are in no way binding on BGL BNP Paribas with regard to the settings used for the simulation and are only applicable at the time they are generated.

 

The personal data processed shall remain strictly confidential and may be used for prospecting and marketing purposes in connection with banking products, unless you object hereto. Please note that you are entitled to exercise your right to access information concerning yourself and to have this information rectified. To exercise these rights, simply contact BGL BNP Paribas by e-mail, post, fax or telephone at the numbers and addresses provided on the site.

Example:

For an amortised mortgage of EUR 500,000, fully disbursed in a single sum and repayable over 25 years at a variable interest rate of 1.80% p.a., the borrower will repay 300 monthly instalments of EUR 2,076.71 (excluding optional insurance). The fixed annual effective interest rate is 1.86% per year. Assuming the aforementioned interest rate does not change, the overall cost of the loan would be EUR 124,013.00, made up of debit interest (EUR 123,563.00), a one-time advance fee (EUR 1,000) and account handling charges (EUR 350). As a result, the total amount owed by the borrower would amount to EUR 624,013.00.

Example:

For a 48-month loan totalling EUR 15,000.00, with a fixed debit rate of 2,90 % annually, you will repay 48 instalments of EUR 331.32 (not counting optional insurance). No application fees. Fixed APR (Annual Percentage Rate): 2,98 % annually (as long as you have an 'Essentiel' offer and your salary account is domiciled at our bank). Total amount due by the borrower: EUR 15,903.36.