I would like to file a tax return even though I don't earn very much.
Even if you are not required to file a tax return in Luxembourg, you can nevertheless do so to take advantage of the various opportunities for tax allowances. To clarify: will filing a tax return in Luxembourg help you to save money? That depends, of course, on your particular case, but as a general rule, when you opt for tax-deductible products, if you meet the conditions imposed by the Luxembourg tax legislation in force, you can reduce all or part of the premiums paid on your taxable income. If your personal situation means that you are not required to file a tax return in Luxembourg, be aware that if you fill in a one-off return, you will never have to pay back any money to the Luxembourg tax authorities. The Luxembourg government will not exercise its right to recover the additional tax due.
To find out about subscription to our range of tax-deductible products, please make an appointment to meet with your personal financial adviser at your branch.