Is it really only interest rates that count for a loan?


The interest rate is, of course, a very important consideration when buying a property, but it is not the only one.
There are other, very important questions to consider: which type of rate should you choose for your loan (variable rate, fixed rate, revisable fixed rate?) ...what term (15, 20 or 30 years?) ...can you benefit from state assistance? ...are you covered against major hardship? To name just few.
You should also look at the fees linked to your property loan: how much are the administration fees, credit protection insurance, multi-risk home insurance, etc.? The differences can sometimes be considerable.


It is worth sitting down with your financial adviser to establish a complete and detailed financing plan - a time very well spent!


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