Hypothetical example: For a loan amounting to a total of 10,000 EUR over 24 months, you pay 24 monthly instalments of 436.48 EUR each (excluding optional insurance). No application fees.
Fixed lending rate: 4.50% p.a. Fixed Overall effective annual rate: 4.66% p.a. (subject to holding an Essentiel offering)
Total amount payable by the borrower: EUR 10,480.59 This loan simulation tool uses the applicable interest rate according to age, amount and term of the loan. The use of this tool does not imply any commitment by the Bank with respect to the simulation parameters used and should not be considered as an offer of and/or acceptance of a credit facility.